5448 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5448 Setter Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 1991
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040.17-03-05`

Property Details

APN / Parcel Number

Primary APN	`040.17-03-05`
Alternative APNs	`000015379` `04017 3 5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Finished Area
Gross Area	4,612 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	600 sqft
Unfinished Basement	604 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000015379
Street Address	5448 SETTER RD
City	ROANOKE
State	VA
Zip	24012-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 8 BLK 1 GOLDEN VIEW ACRES
Legal Subdivision	GOLDEN VIEW ACRES
Legal Block	1
Legal Lot Number	8
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	4
Census Block	4009
Census Tract	31202

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5448 SETTER RD, ROANOKE, VA 24012-8548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 22, 2021
Transfer Doc	4295
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROANOKE VA
Recording Date	Mar 26, 2021
Property Address	5448 SETTER RD, ROANOKE, VA 24012-8548
Document Number	0000004295
Instrument Date	Mar 22, 2021
Instrument	4295
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5448 SETTER RD ROANOKE VA 240128548, ROANOKE, VA 24012-8548

Mortgage

Document Number	4296
Date	Mar 26, 2021
Instrument	4296

Lender

Name	FREEDOM FIRST FCU
Address	SALEM, VA 24153-6433

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2036

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+6.86%)	$361,600 (+6.86%) Land $53,000 Building $308,600	$361,600 (+6.86%) Land $53,000 Building $308,600
2025	$3,485.00 (+2.5%)	$338,400 (+5.49%) Land $53,000 Building $285,400
2024			$338,400 (+5.49%) Land $53,000 Building $285,400
2023	$3,400.00	$320,800 Land $53,000 Building $267,800	$320,800 Land $53,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Setter Rd

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