5432 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5432 Setter Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,175 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040.17-03-03`

Property Details

APN / Parcel Number

Primary APN	`040.17-03-03`
Alternative APNs	`000015377` `04017 3 3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,800 sqft Finished Area
Gross Area	4,056 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Finished Basement	525 sqft
Unfinished Basement	1,275 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000015377
Street Address	5432 SETTER RD
City	ROANOKE
State	VA
Zip	24012-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 BLK 1 GOLDEN VIEW ACRES
Legal Subdivision	GOLDEN VIEW ACRES
Legal Block	1
Legal Lot Number	6
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	4
Census Block	4009
Census Tract	31202

Owner

Source: Roanoke County records · APN 040.17-03-03

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5432 SETTER RD, ROANOKE, VA 24012-8548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5432 SETTER RD, ROANOKE, VA 24012-8548
Transaction Type	Mortgage
Record Updated	Mar 04, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002073
Date	Feb 22, 2022
Instrument	202202073

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Roanoke County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,175.00 (+8.66%)	$308,300 (+11.82%) Land $53,000 Building $255,300	$308,300 (+11.82%) Land $53,000 Building $255,300
2023	$2,922.00	$275,700 Land $53,000 Building $222,700	$275,700 Land $53,000 Building $222,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.