5448 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5448 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,934 sqft · built 2013
Lot Size	0.414 acres (18,041 sqft)
Owner	2 Company Names on Record
Last Sale	$1,275,000 (May 2025)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Aug 2022 Line of Credit + 8 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-475`

Property Details

APN / Parcel Number

Primary APN	`211-89-475`
Alternative APN	`211894750`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,934 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	2,934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	18,041 sqft (0.414 acres)
View / Lot	Cul-De-Sac
Parking Spaces	3 Parking Spaces
Pool Type	Pool Type
Pool Area	865 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	5448 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTE VISTA MCR 938-06
Legal Range	4E
Legal Township	5N
Legal Section	20
Legal Subdivision	MONTE VISTA
Legal Lot Number	155
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1042
Census Tract	613000

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage COPPER STATE INDUSTRIAL INSTALLATIONS IN
May 3, 2024	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
May 3, 2024	Intrafamily Transfer, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
May 3, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	May 3, 2024 · Amount on Record
Deed Document Number	2025301043
Prior Transfer Date	Apr 29, 2024
Prior Transfer Doc	0000235370
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000727604
Date	Jul 2, 2021
Instrument	20210727604

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000678403
Date	Aug 30, 2022
Instrument	20220678403

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000207998
Date	Apr 22, 2024
Instrument	20240207998

Lender

Name	COPPER STATE INDUSTRIAL INSTALLATIONS IN
Type	Non-Lending Institution
Address	PHOENIX, AZ 85022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2024
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000234822
Map Reference	MB 938 PG 6
Instrument Date	Apr 29, 2024
Instrument	20240234822
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2024
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000234823
Map Reference	MB 938 PG 6
Instrument Date	Apr 29, 2024
Instrument	20240234823
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2024
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000235370
Map Reference	MB 938 PG 6
Instrument Date	Apr 29, 2024
Instrument	20240235370
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000667399
Date	Aug 28, 2019
Instrument	20190667399

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2020
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0001091539
Instrument Date	Nov 4, 2020
Instrument	1091539
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5448 E WINDSTONE TRL CAVE CREEK AZ 853312422, CAVE CREEK, AZ 85331-2422

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2020
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0001091537
Map Reference	MB 938 PG 6
Instrument Date	Nov 4, 2020
Instrument	20201091537
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0001091538
Date	Nov 9, 2020
Instrument	20201091538

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2017
Property Address	5448 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000947596
Instrument Date	Dec 20, 2017
Instrument	947596
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5448 E WINDSTONE TRL CAVE CREEK AZ 853312422, CAVE CREEK, AZ 85331-2422

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,900 (+94.86%)	$1,189,000 (+19.25%) Land $237,800 Building $951,200
2025	$3,614.00 (+7.27%)	$61,019 (-41.34%)	$997,100 (-4.14%) Land $199,400 Building $797,700
2024		$104,020	$1,040,200 Land $208,000 Building $832,200
2023	$3,369.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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