5440 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5440 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,944 sqft · built 2013
Lot Size	0.284 acres (12,378 sqft)
Owner	Trust Name on Record
Last Sale	$855,000 (Jan 2018)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-473`

Property Details

APN / Parcel Number

Primary APN	`211-89-473`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,944 sqft Living Area
1st Floor Area	3,944 sqft

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,378 sqft (0.284 acres)
Parking Spaces	3 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5440 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTEVISTA MCR 938-06
Legal Range	04E
Legal Township	05N
Legal Section	20
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	MONTE VISTA
Legal Lot Number	153
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1042
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5440 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO
Feb 22, 2018	Deed of Trust, Mortgage NORTHERN TR
Jan 30, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	20180074928
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5440 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0001119866
Date	Nov 16, 2020
Instrument	20201119866

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5440 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000145847
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	41640 N 112TH PL SCOTTSDALE AZ 852623503, SCOTTSDALE, AZ 85262-3503

Mortgage

Document Number	0000145847
Date	Feb 27, 2018
Instrument	145847

Lender

Name	NORTHERN TR
Address	CHICAGO, IL 60603

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2018
Property Address	5440 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000074928
Instrument Date	Jan 22, 2018
Instrument	74928
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5440 E WINDSTONE TRL CAVE CREEK AZ 853312422, CAVE CREEK, AZ 85331-2422

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,010 (-1.4%)	$1,170,100 (-1.4%) Land $234,000 Building $936,100
2025	$4,228.00 (+7.26%)
2024		$118,670	$1,186,700 Land $237,300 Building $949,400
2023	$3,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

Nearby Properties on E Windstone Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures