5446 Wecker Way, Elkridge, MD 21075 Property Records

Howard County property record for 5446 Wecker Way, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,180 sqft · built 2019
Lot Size	0.475 acres (20,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,115,000 (Jan 2023)
Tax Bill	$16,991 (2026)
Deeds & Mortgages	Jan 2023 Sale Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-595889`

Property Details

APN / Parcel Number

Primary APN	`01-595889`
Alternative APN	`595889`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,180 sqft Total Area
Basement Area	1,435 sqft
Finished Basement	1,435 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	20,695 sqft (0.475 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	424 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	595889
Street Address	5446 WECKER WAY
City	ELKRIDGE
State	MD
Zip	21075-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RED
Legal Description	LOT 6 20,695 SQ' 5446 WECKER WAY GROVEMONT OVERLOOK II
Legal Subdivision	GROVEMONT OVERLOOK - II
Legal Lot Number	6
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1006
Census Tract	601104

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed, Transfer
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 29, 2018	Deed, Transfer · ARM SANDY SPRING BANK
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Book / Page	21867 / 20
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 27, 2023
Property Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0218670020
Book / Page	21867 / 20
Map Reference	PL 22646
Instrument Date	Jan 10, 2023
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$2,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577

Mortgage

Document Number	0200260455
Date	Dec 17, 2020
Book Page	20026/455

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 29, 2018
Property Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0184660057
Book / Page	18466 / 057
Map Reference	PL22646
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1828 WEBSTER ST, BALTIMORE, MD 21230-4755

Mortgage

Document Number	0001846663
Date	Nov 29, 2018
Instrument	18466/63

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 5, 2017
Property Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0178480475
Book / Page	017848 / 000475
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 LANDING RD ELKRIDGE MD 210755715, ELKRIDGE, MD 21075-5715

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 5, 2017
Property Address	5446 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0178480462
Book / Page	017848 / 000462
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 LANDING RD ELKRIDGE MD 210755715, ELKRIDGE, MD 21075-5715

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,991.00 (+10.12%)	$1,135,600 (+10.14%) Land $201,800 Building $933,800	$1,135,600 (-) Land $201,800 Building $933,800
2025	$15,430.00 (+73.74%)	$1,031,033 (+25.45%)	$1,135,600 (+38.17%) Land $201,800 Building $933,800
2023		$821,900 Land $188,300 Building $633,600	$821,900 Land $188,300 Building $633,600
2022	$8,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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