5434 Wecker Way, Elkridge, MD 21075 Property Records

Howard County property record for 5434 Wecker Way, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,706 sqft · built 2013
Lot Size	0.186 acres (8,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,950 (Aug 2013)
Tax Bill	$10,595 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-594186`

Property Details

APN / Parcel Number

Primary APN	`01-594186`
Alternative APN	`594186`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,706 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,095 sqft (0.186 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	594186
Street Address	5434 WECKER WAY
City	ELKRIDGE
State	MD
Zip	21075-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RED
Legal Description	LOT 38 8,095 SQ' 5434 WECKER WAY GROVEMENT OVERLOOK, PH I
Legal Subdivision	GROVEMONT OVERLOOK PH 2
Legal Phase	1
Legal Lot Number	38
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1006
Census Tract	601104

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5434 WECKER WAY, ELKRIDGE, MD 21075-5577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2013 · Amount on Record
Deed Sale	Aug 9, 2013 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Book / Page	15143 / 397
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Apr 29, 2026
Property Address	5434 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0232110163
Book / Page	23211 / 163
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5434 WECKER WAY, ELKRIDGE, MD 21075-5577

Mortgage

Document Number	2321000163,
Date	Apr 29, 2026
Book Page	23211/163

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2066

Interest

Rate	6.11%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5434 WECKER WAY, ELKRIDGE, MD 21075-5577
Document Number	0189050075
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5434 WECKER WAY ELKRIDGE MD 210755577, ELKRIDGE, MD 21075-5577

Mortgage

Document Number	0189050075
Date	Sep 24, 2019
Book Page	018905/000075

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,595.00 (+7.06%)	$699,700 (+7.06%) Land $193,900 Building $505,800	$699,700 (-) Land $193,900 Building $505,800
2025	$9,896.00 (+59.54%)	$653,567 (+16.44%)	$699,700 (+24.66%) Land $193,900 Building $505,800
2023		$561,300 Land $178,900 Building $382,400	$561,300 Land $178,900 Building $382,400
2022	$6,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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