Oakland County property record for 5446 Spokane St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1977 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Sep 2005) |
| Tax Bill | $1,059 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-02-305-044 |
| Primary APN | E-17-02-305-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 130 ft deep x 125 ft wide |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 68 sqft |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5446 SPOKANE ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 2 CARROLL LAKE HEIGHTS SUB LOTS 43 TO 47 INCL BLK 2 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | CARROLL LAKE HEIGHTS SUB |
| Legal Block | 2 |
| Legal Lot Number | 43-47 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 134000 |
5446 Spokane St is owned and occupied by an individual who acquired it in November 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage COUNTY OF OAKLAND |
| Dec 6, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Sep 21, 2020 | Deed of Trust, Mortgage COUNTY OF OAKLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2005 · Amount on File |
| Deed Sale | Sep 26, 2005 · Amount on File |
| Prior Sale | Oct 5, 2004 · Amount on File |
| Deed Document Number | 2005271522 |
| Deed Book / Page | 36317 / 218 |
| Last Transfer Date | Nov 27, 2023 |
| Transfer Doc | 0000132181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Document Number | 0000044964 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 59308/318 |
| Instrument | 44964 |
| Name | COUNTY OF OAKLAND |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 6, 2023 |
| Property Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Document Number | 0000132181 |
| Book / Page | 59046 / 483 |
| Map Reference | LB 28 PG 8,8A&8B |
| Instrument Date | Nov 27, 2023 |
| Instrument | 132181 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 SHOTWELL ST, WHITE LAKE, MI 48386-2462 |
| Name | Verified Name |
|---|---|
| Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Document Number | 0059046484 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 59046/484 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5446 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3173 |
| Document Number | 0000190744 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 54854/785 |
| Instrument | 190744 |
| Name | COUNTY OF OAKLAND |
|---|---|
| Type | Government Agency |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 5446 Spokane St was $1,059 with a homeowner's exemption, down 41.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,059.00 (-41.94%) Homeowner's exemption | $122,190 | $244,380 |
| 2024 | $1,824.00 | ||
| 2023 | $100,500 | $201,000 | |
| 2021 | $1,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5446 Spokane St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5446 Spokane St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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