5409 Spokane St, Commerce Township, MI 48382 Property Records

Oakland County property record for 5409 Spokane St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2023)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-02-304-024`

Property Details

APN / Parcel Number

Primary APN	`E-17-02-304-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	204 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5409 SPOKANE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 2 CARROLL LAKE HEIGHTS SUB LOT 18 EXC N 10 FT, ALSO LOTS 19, 20 & 21 BLK 1
Legal Range	08E
Legal Township	02N
Legal Section	02
Legal Subdivision	CARROLL LAKE HEIGHTS SUB
Legal Block	1
Legal Lot Number	18-21
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4009
Census Tract	134000

Owner

5409 Spokane St is owned and occupied by an individual who bought it in July 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5409 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Deed Document Number	202381409
Deed Book / Page	58763 / 538
Prior Transfer Date	Apr 23, 2013
Prior Transfer Doc	0000138291
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 27, 2023
Property Address	5409 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3174
Document Number	0000081409
Book / Page	58763 / 538
Map Reference	LB 28 PG 8
Instrument Date	Jul 19, 2023
Instrument	81409
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 SPOKANE ST, COMMERCE TOWNSHIP, MI 48382-3174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21200 PARKWAY ST, SAINT CLAIR SHORES, MI 48082-1215

Mortgage

Document Number	0000083325
Date	Aug 1, 2023
Book Page	58774/759
Instrument	83325

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5409 Spokane St was $2,440 with a homeowner's exemption, down 37.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (-37.31%) Homeowner's exemption	$129,270	$258,540
2024	$3,892.00
2023		$98,880 (+7.82%)	$197,760 (+7.82%)
2022	$1,606.00 (+1.97%) Homeowner's exemption	$91,710	$183,420
2021	$1,575.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5409 Spokane St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Spokane St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20