5441 Posner Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 5441 Posner Ave, Tracy, CA 95377 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 2023
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$866,000 (Sep 2023)
Tax Bill	$15,324 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`251-360-460-000`

Property Details

APN / Parcel Number

Primary APN	`251-360-460-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,452 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5441 POSNER AVE
City	TRACY
State	CA
Zip	95377-8045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 TRACY HILLS VILLAGE 10C-TRACT 4085
Legal Subdivision	TRACY HILLS VILLAGE 10C
Legal Tract	4085
Legal Lot Number	46
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5502

Owner

Source: San Joaquin County records · APN 251-360-460-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5441 POSNER AVE, TRACY, CA 95377-8045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT CU
Sep 15, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ALLIANT CU
Nov 10, 2022	Grant Deed, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	202373206
Last Transfer Date	Mar 05, 2026
Transfer Doc	0000022275
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 11, 2026
Property Address	5441 POSNER AVE, TRACY, CA 95377-8045
Document Number	0000022275
Map Reference	MB 44 PG 21
Instrument Date	Mar 05, 2026
Instrument	2026-022275
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5441 POSNER AVE, TRACY, CA 95377-8045

Mortgage

Document Number	0000022276
Date	Mar 11, 2026
Instrument	2026-022276

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 01, 2031
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year TN
Margin	2
Max Rate	11.1%

September 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 15, 2023
Property Address	5441 POSNER AVE, TRACY, CA 95377-8045
Document Number	0000073206
Map Reference	MB 44 PG 21
Instrument Date	Sep 11, 2023
Instrument	2023-073206
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5441 POSNER AVE, TRACY, CA 95377

Mortgage

Document Number	0000073207
Date	Sep 15, 2023
Instrument	2023-073207

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Margin	3
Max Rate	11.2%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 10, 2022
Property Address	5441 POSNER AVE, TRACY, CA 95377
Document Number	0000128137
Map Reference	MB 44 PG 21
Instrument Date	Nov 07, 2022
Instrument	2022-128137
Transaction Type	Transfer
Record Updated	Aug 04, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 CARNINO RAMON #525 # 525, 525, SAN RAMON, CA 94583

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$15,324.00 (+95.88%)	$883,140 (+342.75%) Land $306,000 Building $577,140
2023	$7,823.00	$199,465 Land $199,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 90% of the US · above 72% of California
Wildfire Likelihood	About 1 in 90 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Zinnia Networks	Fixed Wireless (unlicensed)	200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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