San Joaquin County property record for 5496 Posner Ave, Tracy, CA 95377 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,580 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $911,500 (Jul 2023) |
| Tax Bill | $15,738 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251-360-310-000 |
| Primary APN | 251-360-310-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5496 POSNER AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 TRACY HILLS VILLAGE 10C-TRACT 4085 |
| Legal Subdivision | TRACY HILLS VILLAGE 10C |
| Legal Tract | 4085 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 5502 |
Source: San Joaquin County records · APN 251-360-310-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 11, 2023 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CAL COAST FINANCIAL CORP |
| Jul 11, 2023 | Intrafamily Transfer, Transfer LENNAR TITLE INC |
| Oct 11, 2022 | Grant Deed, Transfer LENNAR TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Deed Document Number | 202354159 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 03, 2026 |
| Property Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Document Number | 0000029930 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202629930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029930, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 202629930 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Document Number | 0000092416 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025-092416 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 11, 2023 |
| Property Address | 5496 POSNER AVE, TRACY, CA 95377-8045 |
| Document Number | 0000054159 |
| Map Reference | DOC 2019-031409 |
| Instrument Date | Jul 01, 2023 |
| Instrument | 2023-054159 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5496 POSNER AVENUE, TRACY, CA 95377 |
| Document Number | 0000054161 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023-054161 |
| Name | CAL COAST FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 11, 2023 |
| Property Address | 5496 POSNER AVE, TRACY, CA 95377 |
| Document Number | 0000054160 |
| Map Reference | MB 44 PG 21 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-054160 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5496 POSNER AVENUE, TRACY, CA 95377 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 11, 2022 |
| Property Address | 5496 POSNER AVE, TRACY, CA 95377 |
| Document Number | 0000117551 |
| Map Reference | MB 44 PG 1 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022-117551 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2603 CAMINO RAMON STE 525, 525, SAN RAMON, CA 94583-9131 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,738.00 (+101.2%) | $929,318 (+365.91%) Land $306,000 Building $623,318 |
| 2023 | $7,822.00 | $199,465 Land $199,465 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | About 1 in 90 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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