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5441 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5441 Encanto Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,861 sqft · built 2021
Lot Size0.114 acres (4,988 sqft)
OwnerIndividual Name on Record
Tax Bill$1,790 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN930-18015-150

Property Details

APN / Parcel Number

Primary APN930-18015-150
Alternative APN
  • 786550

Interior

Stories2 Stories
Building Area1,861 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,988 sqft (0.114 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area87 sqft

Location & Zoning

Account Number786550
Street Address5441 ENCANTO DR
CityLAREDO
StateTX
Zip78046-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN DEVELOPMENT UNIT IV BLK 15 LOT 15
Legal SubdivisionSOUTHERN DEVELOPMENT UNIT IV
Legal Block15
Legal Lot Number15
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5441 ENCANTO DR, LAREDO, TX 78046-5283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Oct 22, 2021Vendor's Lien, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021
Deed SaleOct 22, 2021
Deed Document Number1446241
Deed Book / Page5137 / 98
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address5441 ENCANTO DR, LAREDO, TX 78046-5283
Transaction TypeMortgage
Record UpdatedMar 8, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5441 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number005607/601
DateFeb 27, 2024
Book Page5607/601
Instrument1522848
Lender
NameCENLAR FSB
TypeBank
Address425 PHILLIPS BLVD, EWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueNov 1, 2051

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 22, 2021
Property Address5441 ENCANTO DR, LAREDO, TX 78046-5283
Document Number0005137/98
Book / Page5137 / 98
Map ReferenceVOL 38 PG 50-52
Instrument DateOct 20, 2021
Instrument1446241
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5441 ENCANTO DRIVE, LAREDO, TX 78046-5283

Mortgage

Document Number0001446242
DateOct 22, 2021
Instrument1446242
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$276,778 (+8.71%) Land $49,177 Building $227,601$276,778 (+8.71%) Land $49,177 Building $227,601
2024$1,790.00 (+3.23%)
2023$254,593 Land $46,384 Building $208,209$254,593 Land $46,384 Building $208,209
2022$1,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Smartcom Telephone.

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