5438 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5438 Encanto Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,608 sqft · built 2021
Lot Size0.106 acres (4,600 sqft)
Owner2 Individual Names on Record
Last Sale$233,050 (Mar 2022)
Tax Bill$1,263 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN930-18014-190

Property Details

APN / Parcel Number

Primary APN930-18014-190
Alternative APN
  • 786503

Interior

Stories1 Story
Building Area1,608 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,608 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,600 sqft (0.106 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area138 sqft

Location & Zoning

Street Address5438 ENCANTO DR, DR
CityLAREDO
StateTX
Zip78046-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 19
Legal SubdivisionSOUTHERN DEVELOPMENT UNIT IV
Legal Block14
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5438 ENCANTO DR, LAREDO, TX 78046-5283
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Deed Document Number20221462114
Deed Book / Page5237 / 442
Record UpdatedOct 29, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 22, 2022
Property Address5438 ENCANTO DR, LAREDO, TX 78046-5283
Document Number005237/442
Book / Page5237 / 442
Map ReferenceVOL 38 PG 50-52
Instrument DateMar 18, 2022
Instrument1462114
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5438 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number0001462115
DateMar 22, 2022
Instrument1462115
Lender
NameHOME FUNDING CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,000 (-0.68%) Land $45,356 Building $202,644$248,000 (-0.68%) Land $45,356 Building $202,644
2025$1,263.00 (-21.94%)$249,687 (+8.52%) Land $45,356 Building $204,331$249,687 (+8.52%) Land $45,356 Building $204,331
2024$1,618.00 (+31.54%)
2023$230,080 Land $42,780 Building $187,300$230,080 Land $42,780 Building $187,300
2022$1,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Encanto Dr

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