5440 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5440 Lake Rd E, Geneva, OH 44041 · Last verified June 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,728 sqft · built 1948
Lot Size	0.468 acres (20,386 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jul 2003)
Tax Bill	$3,365 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21-013-00-022-00`

Property Details

APN / Parcel Number

Primary APN	`21-013-00-022-00`

Interior

Units	3 Units
Stories	1 Story
Building Area	9,728 sqft Gross Area
1st Floor Area	9,728 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	20,386 sqft (0.468 acres)
View / Lot	Major Commercial Strip
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5440 LAKE RD E
City	GENEVA
State	OH
Zip	44041
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SEC 2--13 & 14
Legal Subdivision	VILLAGE/GENEVA/LK
Legal Lot Number	13,14
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1007
Census Tract	801

Owner

Source: Ashtabula County records · APN 21-013-00-022-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 310, GENEVA, OH 44041-0310
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2003 · Amount on Record
Deed Sale	Jul 01, 2003 · Amount on Record
Deed Document Number	200313933
Deed Book / Page	256 / 610
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,365.00 (+35.96%)	$40,330 (-) Land $16,070 Building $24,260	$115,200 (-) Land $45,900 Building $69,300
2023	$2,475.00 (+1.27%)	$40,330 (-) Land $16,070 Building $24,260	$115,200 (-) Land $45,900 Building $69,300
2022	$2,444.00	$40,330 Land $16,070 Building $24,260
2020			$115,200 Land $45,900 Building $69,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.