5440 Fruitvale Rd, Newcastle, CA 95658 Property Records

Placer County property record for 5440 Fruitvale Rd, Newcastle, CA 95658

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,000 sqft · built 1988
Lot Size	14.3 acres (622,908 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jan 2018)
Tax Bill	$7,916 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-280-062-000`

Property Details

APN / Parcel Number

Primary APN	`031-280-062-000`
Alternative APN	`031-280-062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	2,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	622,908 sqft
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	031-280-062
Street Address	5440 FRUITVALE RD
City	NEWCASTLE
State	CA
Zip	95658-9434
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	FBX
Legal Description	14.3 AC SEC 9 12 7
Legal Range	7E
Legal Township	12N
Legal Section	9
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3018
Census Tract	21304

Owner

5440 Fruitvale Rd, a duplex, is owned and occupied by an individual who bought it in January 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5440 FRUITVALE RD, NEWCASTLE, CA 95658-9434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage JOSEPH NORMAN
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 5, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Jun 19, 2001 · Amount on File
Deed Document Number	2018630
Prior Transfer Date	May 24, 1996
Prior Transfer Doc	0000036058
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5440 FRUITVALE RD, NEWCASTLE, CA 95658-9434
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 FRUITVALE RD, NEWCASTLE, CA 95658-9434
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005385
Date	Feb 6, 2023
Instrument	2023-0005385

Lender

Name	JOSEPH NORMAN
Type	Private Party
Address	4604 HANSEN RD, LOOMIS, CA 95650

Agreement

Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5440 FRUITVALE RD, NEWCASTLE, CA 95658-9434
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440-5470 FRUITVALE RD, 5470, NEWCASTLE, CA 95658-9434

Mortgage

Document Number	0000099754
Date	Aug 6, 2021
Instrument	2021-0099754

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Jul 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 5, 2018
Property Address	5440 FRUITVALE RD, NEWCASTLE, CA 95658-9434
Document Number	0000000630
Instrument Date	Jan 3, 2018
Instrument	2018-0000630
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 2591, GRANITE BAY, CA 95746-2591

Mortgage

Document Number	0000000631
Date	Jan 5, 2018
Instrument	2018-0000631

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 5440 Fruitvale Rd was $7,916 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,981 (+2%) Land $359,779 Building $406,202
2025	$7,916.00 Homeowner's exemption	$750,963 Land $352,725 Building $398,238
2023	$7,726.00 (+1.91%) Homeowner's exemption	$721,804 Land $339,029 Building $382,775
2022	$7,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5440 Fruitvale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1986–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 Fruitvale Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Astound Broadband, Verizon.

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