Hillsdale County property record for 5408 Card Rd, Reading, MI 49274
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 54.9 acres (2,395,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,440 (Dec 2025) |
| Tax Bill | $1,107 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Line of Credit Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-013-400-007-13-7-4 |
| Primary APN | 10-013-400-007-13-7-4 |
|---|
| Lot Area | 2,395,364 sqft (54.9 acres) |
|---|
| Street Address | 5408 CARD RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9697 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | W 990 FT OF SE1/4 SEC EXC R/R R/W ALSO EXC COM S1/4 COR TH E ALG S SEC LN & C/L CARD RD 175.5 FT TO POB TH CONT E ALG SD LN 3 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 50400 |
5408 Card Rd, agricultural vacant land, is owned by an individual who bought it in December 2025.
Source: Hillsdale County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5000 CARD RD, READING, MI 49274-9697 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Sep 9, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Deed Document Number | 0001911225 |
| Deed Book / Page | 1911 / 225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Dec 23, 2025 |
| Property Address | 5408 CARD RD, READING, MI 49274-9697 |
| Document Number | 001911/225 |
| Book / Page | 1911 / 225 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | UNKNOWN, MIDSTATE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,471.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5211 CARD RD, READING, MI 49274-9697 |
| Name | Verified Name |
|---|---|
| Address | 5000 CARD RD, READING, MI 49274-9697 |
| Document Number | 0001911228 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 1911/228 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 9, 2020 |
| Property Address | W CARD RD, READING, MI 49274 |
| Document Number | 001772/612 |
| Book / Page | 1772 / 612 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5211 CARD RD, READING, MI 49274-9697 |
Source: Hillsdale County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,000 | $278,052 Land $278,052 | |
| 2024 | $1,107.00 | ||
| 2023 | $111,200 | $222,477 Land $222,477 | |
| 2021 | $972.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5408 Card Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5408 Card Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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