Lucas County property record for 5440 Black Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,932 sqft · built 1951 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Owner Name on File |
| Last Sale | $85,000 (Dec 2013) |
| Tax Bill | $7,142 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-12981 |
| Primary APN | 38-12981 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 88,862 sqft (2.04 acres) |
| Lot Width | 256 ft Width |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5440 BLACK RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 17-AR |
| Legal Description | 1 9 SW 1/4 N 268.84 FT ON W LINE BY 255.57 FT FRT THT PT |
| Legal Subdivision | 1 09 SW 1/4 |
| Legal Tract | 90 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | MONCLOVA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 9003 |
The current owner of 5440 Black Rd bought it in December 2013.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 5440 BLACK RD, WATERVILLE, OH 43566-9737 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2013 · Amount on File |
| Deed Sale | Dec 30, 2013 · Amount on File |
| Deed Document Number | 13108971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5440 BLACK RD, WATERVILLE, OH 43566-9737 |
| Document Number | 0000044839 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5440 BLACK RD WATERVILLE OH 435669737, WATERVILLE, OH 43566-9737 |
| Document Number | 0000044839 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 44839 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 5440 Black Rd was $7,142, up 7.4% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Monclova Township |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,142.00 (+7.4%) | $134,295 (-) Land $29,785 Building $104,510 | |
| 2024 | $6,650.00 (+45.55%) | $134,295 (+69.93%) Land $29,785 Building $104,510 | $383,700 Land $85,100 Building $298,600 |
| 2023 | $4,569.00 (-0.46%) | $79,030 (-) Land $20,265 Building $58,765 | |
| 2022 | $4,590.00 Homeowner's exemption | $79,030 Land $20,265 Building $58,765 | |
| 2021 | $225,800 Land $57,900 Building $167,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5440 Black Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5440 Black Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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