544 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 544 Waters Rd, Chesapeake, VA 23322 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,514 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$368,000 (2023)
Tax Bill	$3,815.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0592001001930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,514 sqft Living Area
1st Floor	1,514 sqft 1st Floor
Stories	1 Stories
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width

Exterior Amenities

Deck Area	576 sqft Deck
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	544 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7342
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2A-2B-2C HOMEMONT BLK 10
Legal Subdivision	SCENIC ACRES, HOMEMONT
Jurisdiction	CHESAPEAKE CITY VA
Minor Civil Division	CHESAPEAKE
Census Blockgroup	1
Census Block	1000
Census Tract	21015

Owner

Source: Chesapeake City records · APN 0592001001930

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Stand Alone First Mortgage NAVY FEDERAL CREDIT UNION
Apr 11, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HOME LOANS
Apr 16, 2018	Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION
Mar 26, 2021	Deed of Trust, Mortgage · Stand Alone Refinance NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Doc Number	202324508
Deed Book / Page	10710 / 1503
Prior Transfer Date	Aug 09, 2012
Prior Transfer Doc	8996/543
Record Refreshed	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 30, 2023
Property Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342
Document Number	10710/1503
Book / Page	10710 / 1503
Instrument Date	Nov 28, 2023
Instrument	230024508
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342

Mortgage

Document Number	0230024509
Date	Nov 30, 2023
Instrument	230024509

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 11, 2022
Property Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342
Document Number	010545/399
Book / Page	10545 / 399
Instrument Date	Apr 05, 2022
Instrument	220012238
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342

Mortgage

Document Number	0220012239
Date	Apr 11, 2022
Instrument	220012239

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009902/624
Date	Apr 16, 2018
Book Page	9902/624
Instrument	180009442

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	544 WATERS RD, CHESAPEAKE, VA 23322-7342
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10339/1089
Date	Mar 26, 2021
Book Page	10339/1089
Instrument	210014088

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (+11.55%)	$377,700 (+16.75%) Land $175,000 Building $202,700	$377,700 (+16.75%) Land $175,000 Building $202,700
2024	$3,420.00 (+33.86%)
2023		$323,500 (+11.44%) Land $155,000 Building $168,500	$323,500 (+11.44%) Land $155,000 Building $168,500
2022		$290,300 Land $125,000 Building $165,300	$290,300 Land $125,000 Building $165,300
2019	$2,555.00

544 Waters Rd, Chesapeake, VA 23322 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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