532 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 532 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1990
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Apr 2015 Mortgage Dec 2018 Transfer + 1 more
APN	`0592001001960`

Property Details

APN / Parcel Number

Primary APN	`0592001001960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,212 sqft
Attic	Attic
Attic Area	276 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	356 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	532 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	5A-5B-5C BLK 10 HOMEMONT
Legal Subdivision	SCENIC ACRES, HOMEMONT
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21015

Owner

532 Waters Rd is owned and occupied by two individuals who acquired it in April 2009.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 WATERS RD, CHESAPEAKE, VA 23322-7342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 21, 2018	Intrafamily Transfer, Transfer
Apr 30, 2009	Quit Claim Deed, Transfer · Conventional Mortgage TOWNE BANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 20, 2009
Transfer Doc	7790/852
Record Updated	Oct 29, 2026

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	532 WATERS RD, CHESAPEAKE, VA 23322-7342
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009498/345
Date	Apr 10, 2015
Book Page	9498/345

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate
Rate	4.38%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 21, 2018
Property Address	532 WATERS RD, CHESAPEAKE, VA 23322-7342
Document Number	9976/1497
Book / Page	9976 / 1497
Instrument Date	Dec 21, 2018
Instrument	180033162
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WATERS RD, CHESAPEAKE, VA 23322-7342

April 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 30, 2009
Property Address	532 WATERS RD, CHESAPEAKE, VA 23322-7342
Document Number	007790/852
Book / Page	7790 / 852
Instrument Date	Apr 20, 2009
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007790857
Date	Apr 30, 2009
Instrument	7790/857

Lender

Name	TOWNE BANK MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 532 Waters Rd was $3,602, up 11% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,600 (+4.21%) Land $185,000 Building $186,600	$371,600 (+4.21%) Land $185,000 Building $186,600
2025	$3,602.00 (+11.04%)	$356,600 Land $175,000 Building $181,600	$356,600 Land $175,000 Building $181,600
2024	$3,244.00
2023		$320,100 (+11.73%) Land $155,000 Building $165,100	$320,100 (+11.73%) Land $155,000 Building $165,100
2022		$286,500 Land $125,000 Building $161,500	$286,500 Land $125,000 Building $161,500
2019	$2,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 532 Waters Rd; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Waters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Rd

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