544 Upper Straw Rd, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 544 Upper Straw Rd, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,692 sqft · built 1950
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Feb 2023)
Tax Bill	$9,984 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00258 B:000042 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00258 B:000042 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,692 sqft Living Area
Gross Area	2,698 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	544 UPPER STRAW RD
City	CONTOOCOOK
State	NH
Zip	03229-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	42
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	3
Census Block	3036
Census Tract	39000

Owner

Source: Merrimack County and Hopkinton Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 UPPER STRAW RD, CONTOOCOOK, NH 03229-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Feb 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 22, 2020	Quit Claim Deed, Transfer ST MARYS BK
Jan 9, 2017	Warranty Deed, Transfer · FHA Mortgage ST MARYS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	20231443
Deed Book / Page	3818 / 19
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000007319
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	544 UPPER STRAW RD, HOPKINTON, NH 03229-2023
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016705
Date	Aug 29, 2022
Book Page	3803/2404
Instrument	202200016705

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Feb 1, 2023
Property Address	544 UPPER STRAW RD, HOPKINTON, NH 03229-2023
Document Number	0000001443
Book / Page	3818 / 19
Instrument Date	Feb 1, 2023
Instrument	202300001443
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 BLODGET ST, MANCHESTER, NH 03104-3726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001444
Date	Feb 1, 2023
Instrument	202300001444

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Apr 22, 2020
Property Address	544 UPPER STRAW RD, HOPKINTON, NH 03229-2023
Document Number	0036731341
Book / Page	003673 / 001341
Instrument Date	Apr 17, 2020
Instrument	7319
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 UPPER STRAW RD HOPKINTON NH 032292023, HOPKINTON, NH 03229-2023

Mortgage

Document Number	36731344
Date	Apr 22, 2020
Book Page	003673/001344
Instrument	7320

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Jan 9, 2017
Property Address	544 UPPER STRAW RD, HOPKINTON, NH 03229-2023
Document Number	0035432067
Book / Page	00354 / 002067
Instrument Date	Jan 6, 2017
Instrument	450
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 476 HENNIKER NH 032420476, HENNIKER, NH 03242-0476

Mortgage

Document Number	35432069
Date	Jan 9, 2017
Book Page	003543/002069
Instrument	451

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,984.00 (+6.67%)	$427,600 (-) Land $174,600 Building $253,000
2024	$9,360.00 (+6.15%)	$427,600 (+69.82%) Land $174,600 Building $253,000	$486,590
2023	$8,818.00 (+8.93%)	$251,800 (+0.32%) Land $82,900 Building $168,900
2022	$8,095.00	$251,000 Land $82,900 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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