537 Upper Straw Rd, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 537 Upper Straw Rd, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,087 sqft · built 1948
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2018)
Tax Bill	$10,993 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00258 B:000031 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00258 B:000031 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	4,062 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	537 UPPER STRAW RD
City	CONTOOCOOK
State	NH
Zip	03229-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	31
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	3
Census Block	3036
Census Tract	39000

Owner

Source: Merrimack County and Hopkinton Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 UPPER STRAW RD, CONTOOCOOK, NH 03229-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERS TRUST BANK
May 1, 2024	Warranty Deed, Transfer · Stand-Alone Refinance BLUE WATER MORTGAGE CORPORATION
Jul 12, 2018	Deed of Trust, Mortgage · Conventional with PMI FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	May 27, 1998 · Amount on Record
Deed Document Number	2018201800011973
Deed Book / Page	3600 / 2183
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Jun 10, 2026
Property Address	537 UPPER STRAW RD, CONTOOCOOK, NH 03229-2025
Document Number	0000009234
Book / Page	3932 / 2098
Instrument Date	Jun 5, 2026
Instrument	20269234
Transaction Type	Mortgage
Record Updated	Jul 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 UPPER STRAW RD, CONTOOCOOK, NH 03229-2025

Mortgage

Document Number	0000009234,
Date	Jun 10, 2026
Book Page	3932/2098
Instrument	20269234

Lender

Name	PARTNERS TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	May 1, 2024
Property Address	537 UPPER STRAW RD, HOPKINTON, NH 03229-2025
Document Number	0000005534
Book / Page	3854 / 2967
Instrument Date	Apr 26, 2024
Instrument	202400005534
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 UPPER STRAW RD, HOPKINTON, NH 03229-2025

Mortgage

Document Number	0000005535
Date	May 1, 2024
Book Page	3854/2969
Instrument	202400005535

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	537 UPPER STRAW RD, HOPKINTON, NH 03229-2025
Document Number	0036002185
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 UPPER STRAW RD HOPKINTON NH 032292025, HOPKINTON, NH 03229-2025

Mortgage

Document Number	0036002185
Date	Jul 12, 2018
Book Page	003600/002185
Instrument	11974

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Merrimack County and Hopkinton Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,993.00 (+11.15%)	$470,800 (+66.71%) Land $171,400 Building $299,400
2024			$918,175
2023	$9,890.00 (+8.6%)	$282,400 (-) Land $81,900 Building $200,500
2022	$9,107.00	$282,400 Land $81,900 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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