544 Spruce St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 544 Spruce St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,080 sqft Living Area
Lot Size6,011 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$559,000 (2015)
Tax Bill$10,637.00 (2025)

Owner

Source: Santa Cruz County records · APN 038-112-32

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address544 SPRUCE ST, APTOS, CA 95003-3719
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
Mar 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Prior SaleJan 30, 2014 · Amount on Record
Deed Doc Number201518602
Last Transfer DateJun 15, 2023
Transfer Doc0000018975
Record RefreshedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 05, 2023
Property Address544 SPRUCE ST, APTOS, CA 95003-3719
Document Number0000018975
Instrument DateJun 15, 2023
Instrument2023-0018975
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address544 SPRUCE ST, APTOS, CA 95003-3719

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 02, 2021
Property Address544 SPRUCE ST, APTOS, CA 95003-3719
Document Number0000012536
Instrument DateFeb 23, 2021
Instrument2021-0012536
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address544 SPRUCE ST, APTOS, CA 95003-3719

Mortgage

Document Number0000012537
DateMar 02, 2021
Instrument2021-0012537
Lender
NameALAMEDA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$809,086 (+2%) Land $563,908 Building $245,178
2025$10,637.00 (+11.87%)$793,222 (+4.04%) Land $552,852 Building $240,370
2023$9,508.00 (+1.46%) Homeowner's exemption$762,419 Land $531,383 Building $231,036$996,480
2022$9,371.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN038-112-32
Alternative APN
  • 038-112-32-000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,080 sqft Living Area
Gross Area1,480 sqft Gross Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,011 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address544 SPRUCE ST
CityAPTOS
StateCA
Zip95003-3719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPG 1430 PCL 637
Legal SubdivisionA038 11
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1007
Census Tract122100

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