530 Spruce St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 530 Spruce St, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,268 sqft · built 1974
Lot Size0.169 acres (7,362 sqft)
OwnerTrust Name on Record
Last Sale$545,500 (Feb 2024)
Tax Bill$16,772 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN038-111-01

Property Details

APN / Parcel Number

Primary APN038-111-01
Alternative APN
  • 038-111-01-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,268 sqft Living Area
Gross Area1,746 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,362 sqft (0.169 acres)
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces
Deck Area52 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address530 SPRUCE ST
CityAPTOS
StateCA
Zip95003-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionA038 11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address214 LOS GATOS BLVD, LOS GATOS, CA 95030-6124
Owner TypeIndividual
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Deed Document Number20242103
Prior Transfer DateJan 26, 2024
Prior Transfer Doc0000002102
Record UpdatedSep 20, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 2, 2024
Property Address530 SPRUCE ST, APTOS, CA 95003-3719
Document Number0000002103
Instrument DateFeb 2, 2024
Instrument2024-0002103
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Tax$600.05
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 LOS GATOS BLVD, LOS GATOS, CA 95030-6124

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,227,672 (-8.47%) Land $936,360 Building $291,312
2025$16,772.00 (+657.2%)$1,341,300 (+1,545.81%) Land $1,005,720 Building $335,580
2023$2,215.00 (+86.6%)$81,498 Land $17,228 Building $64,270$1,084,230
2022$1,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

Nearby Streets

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