544 S Cedar Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 544 S Cedar Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,230 sqft · built 2004
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Apr 2009)
Tax Bill$17,624 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-12-404-011

Property Details

APN / Parcel Number

Primary APN06-12-404-011

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,230 sqft Living Area
Gross Area4,791 sqft
1st Floor Area1,585 sqft
2nd Floor Area1,645 sqft
Basement Area1,561 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions16.1 ft deep x 4.6 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address544 S CEDAR AVE
CityELMHURST
StateIL
Zip60126-4136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRESUB PT OF STRATFORD HILLS/EX SLY 100 FT/ /EX SLY 100 FT/ /EX SLY 100 FT/
Legal SubdivisionRESUB PT OF STRATFORD HILLS
Legal Block7
Legal Lot Number3
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2018
Census Tract844002

Owner

544 S Cedar Ave is owned and occupied by two individuals who acquired it in November 2010.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address544 S CEDAR AVE, ELMHURST, IL 60126-4136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 11, 2021Deed of Trust, Mortgage · Line of Credit
OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2009 · Amount on File
Deed SaleApr 17, 2009 · Amount on File
Prior SaleMay 7, 2004 · Amount on File
Deed Document Number200956779
Last Transfer DateNov 18, 2010
Transfer Doc0000164104
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address544 S CEDAR AVE, ELMHURST, IL 60126-4136
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138061
DateNov 18, 2020
InstrumentR2020-138061
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueAug 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address544 S CEDAR AVE, ELMHURST, IL 60126-4136
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 S CEDAR AVE, ELMHURST, IL 60126-4136

Mortgage

Document Number0000004939
DateJan 11, 2021
InstrumentR2021-004939
Lender
NameOTTAWA SAVINGS BANK
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeLine of Credit
AmountAmount on Record
Term238 Months
DueNov 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 544 S Cedar Ave was $17,624 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,624.00$312,514 Land $93,406 Building $219,108$937,542 Land $280,218 Building $657,324
2022$15,819.00 Homeowner's exemption$266,880 Land $77,000 Building $189,880$800,640 Land $231,000 Building $569,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 544 S Cedar Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 544 S Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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