DuPage County property record for 0S628 S Cedar Ave, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 2,266 sqft · built 1977 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Mar 2004) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-406-032 |
| Primary APN | 06-13-406-032 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,266 sqft Living Area |
| Gross Area | 4,026 sqft |
| 1st Floor Area | 2,266 sqft |
| Basement Area | 1,760 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 12.4 ft deep x 8.4 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 0S628 S CEDAR AVE |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LIHOSITS RESUB ALL |
| Legal Subdivision | LIHOSITS RESUB |
| Legal Lot Number | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 844602 |
0S628 S Cedar Ave is owned and occupied by two individuals who bought it in March 2004.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 0S628 S CEDAR AVE, ELMHURST, IL 60126-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2004 · Amount on File |
| Deed Sale | Mar 23, 2004 · Amount on File |
| Deed Document Number | 200473565 |
| Prior Transfer Date | Mar 12, 2004 |
| Prior Transfer Doc | 0000073564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 0S628 S CEDAR AVE, ELMHURST, IL 60126-5321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068254 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | R2017-068254 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 0S628 S CEDAR AVE, ELMHURST, IL 60126-5321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000089791 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | R2020-089791 |
| Name | A & N MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 0S628 S Cedar Ave was $6,173 with a homeowner's exemption, up 3.7% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,173.00 (+3.68%) Homeowner's exemption | $128,561 (+7.86%) Land $60,035 Building $68,526 | $385,683 (+7.86%) Land $180,105 Building $205,578 |
| 2024 | $5,954.00 | $119,192 Land $55,660 Building $63,532 | $357,576 Land $166,980 Building $190,596 |
| 2022 | $5,505.00 Homeowner's exemption | $105,940 Land $49,480 Building $56,460 | $317,820 Land $148,440 Building $169,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 0S628 S Cedar Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2015) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2015 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 0S628 S Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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