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544 River View Dr, Lowell, NC 28098 Property Records

Gaston County property record for 544 River View Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 2010
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$349,500 (Aug 2022)
Tax Bill$3,591 (2023)
Deeds & MortgagesSep 2023 Mortgage
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN206941

Property Details

APN / Parcel Number

Primary APN206941

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories3 Stories
Building Area1,758 sqft Heated Area

Exterior

Year BuiltBuilt 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
TerrainRolling
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address544 RIVER VIEW DR
CityLOWELL
StateNC
Zip28098-1277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVERVIEW L 23 05 002C 001 00 000
Legal SubdivisionRIVERVIEW
Legal Lot Number23
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1007
Census Tract31304

Owner

Source: Gaston County records · APN 206941

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 26, 2022Special Warranty Deed, Transfer
NOT AVAILABLE, BCHH TITLE INC
Nov 24, 2021Warranty Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Jul 01, 2017Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Document Number0005360606
Deed Book / Page5360 / 606
Record UpdatedJun 07, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address544 RIVER VIEW DR, LOWELL, NC 28098-1277
Transaction TypeMortgage
Record UpdatedOct 05, 2023
Title CompanySTEWART TITLE, STEWART TITLE BCHH TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0054331515
DateSep 11, 2023
Book Page5433/1515
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueOct 09, 2028

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateAug 26, 2022
Property Address544 RIVER VIEW DR, LOWELL, NC 28098-1277
Document Number0053600606
Book / Page5360 / 606
Map ReferenceMB 68 PG 13
Instrument DateAug 24, 2022
Transaction TypeTransfer
Record UpdatedOct 05, 2022
Title CompanyNOT AVAILABLE, BCHH TITLE INC

Transaction

AmountAmount Recorded
Tax$699.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 24, 2021
Property Address544 RIVER VIEW DR, LOWELL, NC 28098-1277
Document Number0052891300
Book / Page5289 / 1300
Map ReferenceMB 68 PG 13
Instrument DateNov 23, 2021
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address544 RIVER VIEW DR, 544, LOWELL, NC 28098-1277

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address544 RIVER VIEW DR, LOWELL, NC 28098-1277
Document Number0049250340
Instrument DateJul 01, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address544 RIVER VIEW DR LOWELL NC 280981277, LOWELL, NC 28098-1277

Mortgage

Document Number0049250340
DateJul 27, 2017
Book Page004925/000340
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$3,591.00$302,390 Land $28,000 Building $274,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710313041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 300 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF LOWELL
serves 3,837 people
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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