539 River View Dr, Lowell, NC 28098 Property Records

Gaston County property record for 539 River View Dr, Lowell, NC 28098 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Last Sale	$137,500 (Apr 2004)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199417`

Property Details

APN / Parcel Number

Primary APN	`199417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,068 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 RIVER VIEW DR
City	LOWELL
State	NC
Zip	28098-1278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW L 166 05 002C 165 00 000
Legal Subdivision	RIVER VIEW
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1032
Census Tract	31304

Owner

Source: Gaston County records · APN 199417

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	539 RIVER VIEW DR, LOWELL, NC 28098-1278
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Aug 05, 2020	Loan Modification, Mortgage · FHA Mortgage PNC BK
Jul 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2004 · Amount on Record
Deed Sale	Apr 22, 2004 · Amount on Record
Prior Sale	Jul 18, 2003 · Amount on Record
Deed Book / Page	3980 / 748
Last Transfer Date	Jul 10, 2020
Transfer Doc	0051401259
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	539 RIVER VIEW DR, LOWELL, NC 28098-1278
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RWERVIEW DRIVE, LOWELL, NC 28098

Mortgage

Document Number	0051560549
Date	Sep 17, 2020
Book Page	5156/549

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	539 RIVER VIEW DR, LOWELL, NC 28098-1278
Document Number	0051580746
Instrument Date	Aug 05, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RIVER VIEW DR LOWELL NC 280981278, LOWELL, NC 28098-1278

Mortgage

Document Number	0051580746
Date	Sep 24, 2020
Book Page	005158/000746

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Jul 21, 2020
Property Address	539 RIVER VIEW DR, LOWELL, NC 28098-1278
Document Number	0051401259
Book / Page	005140 / 001259
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Aug 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	539 RIVER VIEW DR LOWELL NC 280981278, LOWELL, NC 28098-1278

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (-9.77%)	$320,490 (-) Land $28,000 Building $292,490
2023	$3,797.00	$320,490 Land $28,000 Building $292,490
2021			$192,000 Land $21,000 Building $171,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710313041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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