544 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 544 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,624 sqft · built 1999
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,400 (Jul 2021)
Tax Bill	$534 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-017.002`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-017.002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,624 sqft Living Area
Flooring	Combination, Other

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	544 RIDGE RD
City	TROY
State	MO
Zip	63379-5641
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.212 AC IN THE SWNE OF SEC 15: LIES E OF CO RD 681
Legal Range	01E
Legal Township	49N
Legal Section	15
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3012
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 RIDGE RD, TROY, MO 63379-5641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Jun 26, 2020
Deed Document Number	20219463
Deed Book / Page	2466 / 912
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0000005348
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 14, 2021
Property Address	544 RIDGE RD, TROY, MO 63379-5641
Document Number	2466/912
Book / Page	2466 / 912
Instrument Date	Jul 9, 2021
Instrument	2021009463
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 HIMMEL RD, 142, MOSCOW MILLS, MO 63362-1804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 RIDGE RD, TROY, MO 63379-5641

Mortgage

Document Number	2021009464
Date	Jul 14, 2021
Instrument	2021009464

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,746 (-) Land $3,173 Building $5,573
2025	$534.00 (+0.95%)	$8,746 (+2.4%) Land $3,173 Building $5,573	$46,030 (+2.4%) Land $16,700 Building $29,330
2023	$529.00 (+2.72%)	$8,541 Land $2,945 Building $5,596	$44,950 Land $15,500 Building $29,450
2022	$515.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20