498 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 498 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,432 sqft · built 2001
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$998 (2025)
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-017.005`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-017.005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,432 sqft Living Area
Basement Area	2,432 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2001
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Street Address	498 RIDGE RD
City	TROY
State	MO
Zip	63379-5640
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.86 AC TRACT D PER SURVEY C1/83 LIES IN THE E PT OF SWNE SEC 15
Legal Range	01E
Legal Township	49
Legal Section	15
Legal Tract	D
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3012
Census Tract	810309

Owner

Source: Lincoln County records · APN 14-50-15-000-000-017.005

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	498 RIDGE RD, TROY, MO 63379-5640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+8.13%)	$16,329 (+9.56%) Land $2,470 Building $13,859	$85,940 (+9.56%) Land $13,000 Building $72,940
2023	$923.00 (-1.7%)	$14,904 Land $2,280 Building $12,624	$78,440 Land $12,000 Building $66,440
2022	$939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.