Kent County property record for 544 Osbourne Ln, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 2005 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2021) |
| Tax Bill | $2,881 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-00-037.03-03-05.00-000 |
| Primary APN | 4-00-037.03-03-05.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Basement Area | 1,738 sqft |
| Unfinished Basement | 1,738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 169 ft deep x 89 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 78051 |
|---|---|
| Street Address | 544 OSBOURNE LN |
| City | DOVER |
| State | DE |
| Zip | 19904-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LAKESHORE VILLAGE, LOT #350 544 OSBOURNE LANE |
| Legal Subdivision | LAKESHORE VILLAGE |
| Legal Lot Number | 350 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 40206 |
544 Osbourne Ln is owned and occupied by two individuals who bought it in December 2021.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 544 OSBOURNE LN, DOVER, DE 19904-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Dec 15, 2021 | Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on File |
| Deed Sale | Dec 15, 2021 · Amount on File |
| Prior Sale | Feb 8, 2005 · Amount on File |
| Deed Document Number | 2021438849 |
| Deed Book / Page | 11617 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 544 OSBOURNE LN, DOVER, DE 19904-3926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000371732 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 9829/234 |
| Instrument | 2019-371732 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 544 OSBOURNE LN, DOVER, DE 19904-3926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000372721 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 9855/001 |
| Instrument | 2019-372721 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 15, 2021 |
| Property Address | 544 OSBOURNE LN, DOVER, DE 19904-3926 |
| Document Number | 0000438849 |
| Book / Page | 11617 / 231 |
| Map Reference | MB 58 PG 82 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021-438849 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22645 CAMP ARROWHEAD RD, 22645, LEWES, DE 19958-5604 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 544 OSBOURNE LN, DOVER, DE 19904-3926 |
| Document Number | 0000438850 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-438850 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 544 Osbourne Ln was $2,881, up 5.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,881.00 (+5.38%) | $378,900 Land $98,200 Building $280,700 |
| 2025 | $2,734.00 | |
| 2023 | $1,965.00 | $51,100 Land $4,400 Building $46,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 544 Osbourne Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 544 Osbourne Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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