482 Osbourne Ln, Dover, DE 19904 Property Records

Kent County property record for 482 Osbourne Ln, Dover, DE 19904 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 2004
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Dec 2017)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-00-037.03-03-16.00-000`

Property Details

APN / Parcel Number

Primary APN	`4-00-037.03-03-16.00-000`
Alternative APNs	`LC00037.030316.00/000` `71270` `78006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	165 ft deep x 116 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	78006
Street Address	482 OSBOURNE LN
City	DOVER
State	DE
Zip	19904-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE VILLAGE, LOT #409 482 OSBOURNE LANE
Legal Subdivision	LAKESHORE VILLAGE
Legal Lot Number	409
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1103
Census Tract	40206

Owner

Source: Kent County records · APN 4-00-037.03-03-16.00-000

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	482 OSBOURNE LN, DOVER, DE 19904-3877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 01, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 03, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 21, 2017	Deed, Transfer · FHA Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	2017332642
Deed Book / Page	8939 / 46
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Jun 23, 2026
Property Address	482 OSBOURNE LN, DOVER, DE 19904-3877
Document Number	0000538554
Book / Page	14266 / 269
Instrument Date	May 28, 2026
Instrument	2026538554
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 OSBOURNE LN, DOVER, DE 19904-3877

Mortgage

Document Number	0000538554,
Date	Jun 23, 2026
Book Page	14266/269
Instrument	2026538554

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2045

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	482 OSBOURNE LN, DOVER, DE 19904-3877
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431517
Date	Oct 01, 2021
Book Page	11423/159
Instrument	2021-431517

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	482 OSBOURNE LN, DOVER, DE 19904-3877
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394091
Date	Sep 03, 2020
Book Page	10404/112
Instrument	2020-394091

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 01, 2045

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Dec 21, 2017
Property Address	482 OSBOURNE LN, DOVER, DE 19904-3877
Document Number	0000332642
Book / Page	8939 / 046
Map Reference	MB 53 PG 75
Instrument Date	Dec 15, 2017
Instrument	2017-332642
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 OSBOURNE LN, DOVER, DE 19904-3877

Mortgage

Document Number	0000332643
Date	Dec 21, 2017
Instrument	2017-332643

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$2,775.00 (+37.31%)	$385,700 (+627.74%) Land $99,800 Building $285,900
2023	$2,021.00	$53,000 Land $4,700 Building $48,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010402061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 16% of Delaware
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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