Madison County property record for 544 Gilbert Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Feb 2025) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0002-0016-A |
| Primary APN | 054A-0002-0016-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,185 sqft (0.669 acres) |
|---|
| Account Number | 42607 |
|---|---|
| Street Address | 544 GILBERT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3077 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | PARCEL 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10201 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC |
| Feb 4, 2025 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| May 6, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 16, 2021 | Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on Record |
| Deed Sale | Feb 4, 2025 · Amount on Record |
| Prior Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 2014244433 |
| Deed Book / Page | D863 / 564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 0M2433/458 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M2433/458 |
| Instrument | 2014307247 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 4, 2025 |
| Property Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 00D863/564 |
| Book / Page | D863 / 564 |
| Map Reference | CAB P29 PG 289 |
| Instrument Date | Feb 3, 2025 |
| Instrument | 2014244433 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3680 HIGHWAY 30 E, JACKSON, KY 41339-8209 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 2014244436 |
|---|---|
| Date | Feb 4, 2025 |
| Instrument | 2014244436 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 6, 2022 |
| Property Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 00D822/711 |
| Book / Page | D822 / 711 |
| Map Reference | CAB P29 PG 289 |
| Instrument Date | May 3, 2022 |
| Instrument | 2014090871 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 LONGWOOD LN, RICHMOND, KY 40475-8350 |
| Name | Verified Name |
|---|---|
| Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 2014090872 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2014090872 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 16, 2021 |
| Property Address | 544 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 00D811/494 |
| Book / Page | D811 / 494 |
| Map Reference | CAB P 29 PG 289 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2014053489 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 GERI LN, RICHMOND, KY 40475-2304 |
| Name | Verified Name |
|---|---|
| Address | 220 LONGWOOD LN, RICHMOND, KY 40475-8350 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2098/472 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | M2098/472 |
| Instrument | 2014056787 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 (+33.27%) Additional exemption filed | $370,000 (+37.09%) | $370,000 (+37.09%) |
| 2023 | $2,618.00 | $269,900 | $269,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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