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534 Gilbert Dr, Richmond, KY 40475 Property Records

Madison County property record for 534 Gilbert Dr, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,344 sqft
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2023)
Tax Bill$2,923 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN054A-0001-0011-A

Property Details

APN / Parcel Number

Primary APN054A-0001-0011-A
Alternative APNs
  • 128847
  • 94177
  • 58520

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number58520
Street Address534 GILBERT DR
CityRICHMOND
StateKY
Zip40475-3077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST
Legal SubdivisionHILLCREST
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2037
Census Tract10201

Owner

Source: Madison County records · APN 054A-0001-0011-A

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address534 GILBERT DR, RICHMOND, KY 40475-3077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Deed Document Number2014154213
Deed Book / PageD840 / 337
Record UpdatedJun 08, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 30, 2023
Property Address534 GILBERT DR, RICHMOND, KY 40475-3077
Document Number00D840/337
Book / PageD840 / 337
Instrument DateJun 28, 2023
Instrument2014154213
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 MOCKINGBIRD HILL DR, RICHMOND, KY 40475-8007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address534 GILBERT DR, RICHMOND, KY 40475-3077

Mortgage

Document Number2014154214
DateJun 30, 2023
Instrument2014154214
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address534 GILBERT DR, RICHMOND, KY 40475-3077
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01999/504
DateNov 30, 2020
Book PageM01999/504
Instrument2014024924
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,923.00 (+88.34%) Additional exemption filed$310,000 (+93.75%)$310,000 (+93.75%)
2023$1,552.00 (-0.26%)$160,000 (-)$160,000 (-)
2022$1,556.00$160,000$160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510102012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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