544 Garfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 544 Garfield Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1956
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Dec 2024)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	May 2025 Construction Loan Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-050-103-009`

Property Details

APN / Parcel Number

Primary APN	`06-24-050-103-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	544 GARFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENDELSON 40 X 116
Legal Subdivision	MENDELSON
Legal Tract	24
Legal Block	103
Legal Lot Number	221
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2001
Census Tract	70500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	544 GARFIELD AVE, ELYRIA, OH 44035-3532
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Dec 23, 2024	Warranty Deed, Transfer 42 CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Nov 10, 2015 · Amount on Record
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	544 GARFIELD AVE, ELYRIA, OH 44035-3532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051906
Date	May 8, 2025
Instrument	2025-0051906

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 23, 2024
Property Address	544 GARFIELD AVE, ELYRIA, OH 44035-3532
Document Number	0000037455
Map Reference	VOL 7 PG 23
Instrument Date	Dec 18, 2024
Instrument	2024-0037455
Transaction Type	Transfer
Record Updated	Jan 20, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 GARFIELD AVE, ELYRIA, OH 44035-3532

Mortgage

Document Number	0000037456
Date	Dec 23, 2024
Instrument	2024-0037456

Lender

Name	42 CAPITAL LLC
Type	Non-Lending Institution
Address	NORTH ROYALTON, OH 44133

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Dec 31, 2025

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (-9.77%)	$20,740 (-0.02%) Land $4,800 Building $15,940	$59,270 (-) Land $13,720 Building $45,550
2024		$20,745 (+7%) Land $4,802 Building $15,943	$59,270 (+7%) Land $13,720 Building $45,550
2023	$1,136.00 (+0.35%)	$19,387 (-0.02%) Land $3,952 Building $15,435	$55,390 (-) Land $11,290 Building $44,100
2022	$1,132.00	$19,390 Land $3,950 Building $15,440
2021			$55,390 Land $11,290 Building $44,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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