538 Garfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 538 Garfield Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1956
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-050-103-011`

Property Details

APN / Parcel Number

Primary APN	`06-24-050-103-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	538 GARFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENDELSON 40 X 116
Legal Subdivision	S MENDELSONS SUBDIVISION
Legal Tract	24
Legal Block	103
Legal Lot Number	219
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2001
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-050-103-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1008 GREENWICH AVE, GRAFTON, OH 44044-1222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP
May 07, 2021	Limited Warranty Deed, Transfer
Mar 09, 2021	Special Warranty Deed, Foreclosure PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC
Mar 09, 2021	Affidavit, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 09, 2021	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2021
Deed Sale	May 07, 2021
Prior Sale	Mar 09, 2021
Deed Document Number	2021091728
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	538 GARFIELD AVE, ELYRIA, OH 44035-3532
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854200
Date	Dec 15, 2021
Instrument	2021-0854200

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 07, 2021
Property Address	538 GARFIELD AVE, ELYRIA, OH 44035-3532
Document Number	20210816544
Instrument Date	May 04, 2021
Instrument	2021-0816544
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 GREENWICH AVE, GRAFTON, OH 44044-1222

March 2021: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 09, 2021
Property Address	538 GARFIELD AVE, ELYRIA, OH 44035-3532
Document Number	0000806508
Map Reference	VOL 7 PG 23&24
Instrument Date	Jan 12, 2021
Instrument	2021-0806508
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ONE HOME CAMPUS MAC F2303 21, 1, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

March 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LORAIN OH
Recording Date	Mar 09, 2021
Property Address	538 GARFIELD AVE, ELYRIA, OH 44035-3532
Document Number	0000806506
Map Reference	VOL7 PG 23&24
Instrument Date	Dec 22, 2020
Instrument	2021-0806506
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LORAIN OH
Recording Date	Mar 09, 2021
Property Address	538 GARFIELD AVE, ELYRIA, OH 44035-3532
Document Number	0000806507
Map Reference	VOL 7 PG 23724
Instrument Date	Dec 22, 2020
Instrument	2021-0806507
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00	$20,930 (-0.02%) Land $4,800 Building $16,130	$59,810 (-) Land $13,720 Building $46,090
2024	$1,034.00 (-5.4%)	$20,934 (+6.92%) Land $4,802 Building $16,132	$59,810 (+6.92%) Land $13,720 Building $46,090
2023	$1,093.00 (+0.37%)	$19,580 (-) Land $3,952 Building $15,628	$55,940 (-) Land $11,290 Building $44,650
2022	$1,089.00	$19,580 Land $3,950 Building $15,630
2021			$55,940 Land $11,290 Building $44,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Garfield Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures