544 Gail Dr, Vista, CA 92084 Property Records

San Diego County property record for 544 Gail Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,230 sqft · built 1989
Lot Size0.282 acres (12,305 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Apr 2016)
Tax Bill$5,482 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN173-540-01-00

Property Details

APN / Parcel Number

Primary APN173-540-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,230 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area12,305 sqft (0.282 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address544 GAIL DR
CityVISTA
StateCA
Zip92084-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1 TR 011139
Legal SubdivisionVISTA #80-6
Legal Tract011139
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19205

Owner

544 Gail Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address544 GAIL DR, VISTA, CA 92084-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2016 · Amount on File
Deed SaleApr 6, 2016 · Amount on File
Prior SaleJun 22, 1998 · Amount on File
Deed Document Number2016156765
Last Transfer DateApr 9, 2021
Transfer Doc0000296566
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 16, 2021
Property Address544 GAIL DR, VISTA, CA 92084-3105
Document Number0000296566
Map ReferenceMAP 11139
Instrument DateApr 9, 2021
Instrument2021-0296566
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address544 GAIL DR, VISTA, CA 92084-3105

Mortgage

Document Number0000296567
DateApr 16, 2021
Instrument2021-0296567
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 544 Gail Dr was $5,482.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$422,604 (+2%) Land $140,831 Building $281,773
2025$5,482.00$414,319 Land $138,070 Building $276,249
2023$4,398.00 (-13.68%)$398,232 Land $132,709 Building $265,523
2022$5,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 544 Gail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Gail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Gail Dr

Nearby Streets

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