San Diego County property record for 541 Gail Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1989 |
| Lot Size | 0.262 acres (11,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (May 2021) |
| Tax Bill | $8,181 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-540-02-00 |
| Primary APN | 173-540-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,230 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 11,399 sqft (0.262 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 541 GAIL DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 TR 011139 |
| Legal Subdivision | 80-6 VISTA |
| Legal Tract | 011139 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19205 |
Source: San Diego County records · APN 173-540-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 GAIL DR, VISTA, CA 92084-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 11, 2021 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 09, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GRANDE HMS |
| Aug 09, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Aug 09, 2018 · Amount on Record |
| Deed Document Number | 2021363067 |
| Prior Transfer Date | Oct 25, 2006 |
| Prior Transfer Doc | 0000777733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 11, 2021 |
| Property Address | 541 GAIL DR, VISTA, CA 92084-3105 |
| Document Number | 0000363067 |
| Map Reference | MAP 11139 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-0363067 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 541 GAIL DR, VISTA, CA 92084-3105 |
| Document Number | 0000363068 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0363068 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 09, 2018 |
| Property Address | 541 GAIL DR, VISTA, CA 92084-3105 |
| Document Number | 0000327463 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 327463 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 GAIL DR VISTA CA 920843105, VISTA, CA 92084-3105 |
| Document Number | 327466 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 327466 |
| Name | GRANDE HMS |
|---|---|
| Address | NATIONAL CITY, CA 91950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 327465, |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 327465 |
| Name | GRANDE HMS |
|---|---|
| Address | NATIONAL, CA 91950 |
| Amount | Amount Recorded |
|---|
| Rate | 10% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 09, 2018 |
| Property Address | 541 GAIL DR, VISTA, CA 92084-3105 |
| Document Number | 0000327462 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 327462 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 541 GAIL DR VISTA CA 920843105, VISTA, CA 92084-3105 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $673,485 (+2%) Land $393,376 Building $280,109 | |
| 2025 | $8,181.00 (+7.83%) Homeowner's exemption | $660,280 (+4.04%) Land $385,663 Building $274,617 |
| 2023 | $7,587.00 (-0.77%) Homeowner's exemption | $634,642 Land $370,688 Building $263,954 |
| 2022 | $7,646.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, San Diego Broadband, T-Mobile USA.
Based on FCC filings for 456 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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