544 Flame Tree Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 544 Flame Tree Dr, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1959
Lot Size0.144 acres (6,261 sqft)
OwnerIndividual Name on File
Last Sale$264,000 (Oct 2023)
Tax Bill$2,593 (2025)
Deeds & MortgagesOct 2023 Sale & Second Mortgage
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN053442-0000

Property Details

APN / Parcel Number

Primary APN053442-0000
Alternative APN
  • U2131191TM000011000080

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area
Gross Area1,048 sqft
1st Floor Area720 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,261 sqft (0.144 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
Garage Area231 sqft
CarportCarport
Carport Area231 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened Porch
Porch Area20 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0534420000
Street Address544 FLAME TREE DR
CityAPOLLO BEACH
StateFL
Zip33572-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionAPOLLO BEACH UNIT ONE PART ONE ELY 30 FT OF LOT 8 AND WLY 30 FT OF LOT 9 BLOCK 11
Legal Range19E
Legal Township31S
Legal Section21
Legal SubdivisionAPOLLO BEACH UNIT ONE PART ONE
Legal Tract1TM
Legal Block11
Legal Lot Number8
Legal Unit1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2025
Census Tract14106

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address544 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP
Apr 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2023 · Amount on File
Deed SaleOct 26, 2023 · Amount on File
Prior SaleSep 1, 2016 · Amount on File
Deed Document Number2023490296
Prior Transfer DateApr 8, 2022
Prior Transfer Doc0000204280
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 26, 2023
Property Address544 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0000490296
Map ReferenceMB 34 PG 40
Instrument DateOct 23, 2023
Instrument2023490296
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6896 BREEZY LN, MELROSE, FL 32666-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 FLAME TREE DR, APOLLO BEACH, FL 33572-2516

Mortgage

Document Number0000490298
DateOct 26, 2023
Instrument2023490298
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Mortgage

Document Number0000490297
DateOct 26, 2023
Instrument2023490297
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address544 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0000175886
Instrument DateApr 18, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address544 FLAME TREE DR APOLLO BEACH FL 335722516, APOLLO BEACH, FL 33572-2516

Mortgage

Document Number0000175886
DateApr 27, 2020
Instrument175886
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 26, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,346 (-8.78%) Land $43,260 Building $94,086$137,346 (-8.78%) Land $43,260 Building $94,086
2025$2,593.00 (+140.54%) Homeowner's exemption$150,571 (+135.27%) Land $49,440 Building $101,131$150,571 (+38.49%) Land $49,440 Building $101,131
2023$1,078.00 (+11.02%) Homeowner's exemption$63,998 (+3%)$108,720 (-4.55%) Land $43,260 Building $65,460
2022$971.00 Homeowner's exemption$62,134$113,904 Land $30,900 Building $83,004

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 366 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies366 in force
Nearby Flood Claims160 (1985–2024)
Claims Outside the SFHA1 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Sep 2024 · 122 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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