Hillsborough County property record for 537 Flame Tree Dr, Apollo Beach, FL 33572 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1973 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Oct 2009) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0534280000 |
| Primary APN | 0534280000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| 1st Floor Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0534280000 |
|---|---|
| Street Address | 537 FLAME TREE DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APOLLO BEACH UNIT ONE PART ONE LOT 42 BLOCK 10 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 21 |
| Legal Subdivision | APOLLO BEACH UNIT ONE PART ONE |
| Legal Block | 10 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14106 |
Source: Hillsborough County records · APN 0534280000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 537 FLAME TREE DR, APOLLO BEACH, FL 33572-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2009 · Amount on Record |
| Deed Sale | Oct 05, 2009 · Amount on Record |
| Prior Sale | Sep 28, 2001 · Amount on Record |
| Deed Document Number | 2009330758 |
| Deed Book / Page | 19499 / 0517 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 537 FLAME TREE DR, APOLLO BEACH, FL 33572-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 537 FLAME TREE DR, APOLLO BEACH, FL 33572-2515 |
| Document Number | 0000526315 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025526315 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 537 FLAME TREE DR, APOLLO BEACH, FL 33572-2515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000524558 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 2022524558 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2037 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (+6.92%) Homeowner's exemption | $67,353 (+5.99%) | $216,371 (+19.04%) Land $60,000 Building $156,371 |
| 2023 | $1,070.00 (+10.2%) Homeowner's exemption | $63,549 (+3%) | $181,765 (-11.37%) Land $52,500 Building $129,265 |
| 2022 | $971.00 Homeowner's exemption | $61,698 | $205,081 Land $37,500 Building $167,581 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 366 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 160 (1985–2024) |
| Claims Outside the SFHA | 1 of 160 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property
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|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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