Frederick County property record for 544 Ellison Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,508 sqft · built 2003 |
| Lot Size | 0.038 acres (1,660 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Aug 2025) |
| Tax Bill | $6,266 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-238586 |
| Primary APN | 02-238586 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 788 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,660 sqft (0.038 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 238586 |
|---|---|
| Street Address | 544 ELLISON CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6109 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 6072 PLAT 2 SECTION 6-1,660 SQ. FT. OVERLOOK |
| Legal Subdivision | OVERLOOK |
| Legal Lot Number | 6072 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 750505 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 544 ELLISON CT, FREDERICK, MD 21703-6109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 2, 2022 | Deed, Transfer CLASSIC SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2022 · Amount on Record |
| Deed Book / Page | 17465 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 544 ELLISON CT, FREDERICK, MD 21703-6109 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 544 ELLISON CT, FREDERICK, MD 21703-6109 |
| Document Number | 0165080265 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 16508/265 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 2, 2022 |
| Property Address | 544 ELLISON CT, FREDERICK, MD 21703-6109 |
| Document Number | 0162470266 |
| Book / Page | 16247 / 266 |
| Map Reference | MB 70 PG 46 |
| Instrument Date | Nov 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $912.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 544 ELLISON CT, FREDERICK, MD 21703-6109 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,000 (+26.25%) | $394,000 (+16.4%) Land $80,000 Building $314,000 | |
| 2025 | $6,266.00 (+21.18%) | ||
| 2023 | $5,171.00 | $282,767 | $338,500 Land $70,000 Building $268,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 units insured incl. 12 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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