539 Ellison Ct, Frederick, MD 21703 Property Records

Frederick County property record for 539 Ellison Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,980 sqft · built 2002
Lot Size	0.038 acres (1,660 sqft)
Owner	Individual on Record
Last Sale	$181,007 (Aug 2002)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-238241`

Property Details

APN / Parcel Number

Primary APN	`02-238241`
Alternative APNs	`2238241` `238241`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	720 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,660 sqft (0.038 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	238241
Street Address	539 ELLISON CT
City	FREDERICK
State	MD
Zip	21703-6111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 6042 PLAT 2 SECTION 6-1,660 SQ. FT. OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	6042
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	750505

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	539 ELLISON CT, FREDERICK, MD 21703-6111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2002 · Amount on Record
Deed Sale	Aug 21, 2002 · Amount on Record
Deed Document Number	20026420
Deed Book / Page	3218 / 1342
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	539 ELLISON CT, FREDERICK, MD 21703-6111
Document Number	0122470438
Book / Page	012247 / 000438
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122470438
Date	Jan 25, 2018
Book Page	012247/000438

Lender

Name	FREDERICK W III & NANCY W BROKAW
Address	3470 MARINERS WAY, VERO BEACH, FL 32963-9424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,167 (+24.69%)	$384,300 (+12.34%) Land $80,000 Building $304,300
2025	$1,432.00 (+29.01%)
2023	$1,110.00 Homeowner's exemption	$285,633	$342,100 Land $70,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20