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5439 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5439 Hanover Square Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,075 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Apr 2019)
Tax Bill$4,495 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APN162531344200010310

Property Details

APN / Parcel Number

Primary APN162531344200010310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,075 sqft Heated Area
Gross Area3,554 sqft
1st Floor Area1,307 sqft
Upper Floors Area1,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area38 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5439 HANOVER SQUARE DR
CitySAINT CLOUD
StateFL
Zip34771-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER SQUARE PB 26 PGS 106-107 LOT 31
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionHANOVER SQUARE
Legal Tract3442
Legal Lot Number31
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 162531344200010310

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5439 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2019 · Amount on Record
Deed SaleApr 03, 2019 · Amount on Record
Deed Document Number2019041677
Deed Book / Page5501 / 2124
Record UpdatedJun 08, 2026

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 03, 2019
Property Address5439 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number0055012124
Book / Page005501 / 002124
Instrument DateMar 29, 2019
Instrument41677
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5439 HANOVER SQUARE DR ST CLOUD FL 347713900, ST CLOUD, FL 34771-3900

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,495.00 (+5.05%) Homeowner's exemption Senior Citizen's exemption$325,966 (+2.9%)$414,800 (+0.24%) Land $75,000 Building $339,800
2024$4,279.00 (+2.17%) Homeowner's exemption Senior Citizen's exemption$316,780 (+3%)$413,800 (+1.42%) Land $75,000 Building $338,800
2023$4,188.00 Homeowner's exemption Senior Citizen's exemption$307,554 (+3%)$408,000 (+29.07%) Land $75,000 Building $333,000
2022$4,188.00 Homeowner's exemption$298,597$316,100 Land $55,000 Building $261,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 172 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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