5439 Cambridge St, Montclair, CA 91763 Property Records

San Bernardino County property record for 5439 Cambridge St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1956
Lot Size	0.166 acres (7,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2017)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1008-601-56-0000`

Property Details

APN / Parcel Number

Primary APN	`1008-601-56-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,210 sqft (0.166 acres)
Lot Dimensions	103 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	324 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5439 CAMBRIDGE ST
City	MONTCLAIR
State	CA
Zip	91763-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4775 LOT 4
Legal Subdivision	TRACT 4775
Legal Tract	4775
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2005
Census Tract	205

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2017	Quit Claim Deed, Transfer Quitclaim
May 18, 2017	Grant Deed, Transfer MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Prior Sale	Jul 30, 2012 · Amount on Record
Deed Document Number	2017204913
Last Transfer Date	Apr 1, 2021
Transfer Doc	0000163541
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526

Mortgage

Document Number	0000369222
Date	Nov 9, 2022
Instrument	2022-0369222

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 9, 2021
Property Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Document Number	0000163541
Map Reference	MB 61 PG 26&27
Instrument Date	Apr 1, 2021
Instrument	2021-0163541
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526

Mortgage

Document Number	0000163542
Date	Apr 9, 2021
Instrument	2021-0163542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295143
Date	Aug 26, 2019
Instrument	2019-0295143

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2017
Property Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Document Number	0000236264
Instrument Date	May 15, 2017
Instrument	236264
Transaction Type	Transfer
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 CAMBRIDGE ST MONTCLAIR CA 917632526, MONTCLAIR, CA 91763-2526

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 18, 2017
Property Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526
Document Number	0000204913
Map Reference	MB61 PG26&27
Instrument Date	Mar 30, 2017
Instrument	2017-0204913
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 CAMBRIDGE ST, MONTCLAIR, CA 91763-2526

Mortgage

Document Number	0000204914
Date	May 18, 2017
Instrument	2017-0204914

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,844 (+2%) Land $157,444 Building $292,400
2025	$4,851.00 (+5.27%) Homeowner's exemption	$441,024 (+4.04%) Land $154,357 Building $286,667
2023	$4,608.00 (+1.34%) Homeowner's exemption	$423,898 Land $148,363 Building $275,535
2022	$4,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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