5438 Cambridge St, Montclair, CA 91763 Property Records

San Bernardino County property record for 5438 Cambridge St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1956
Lot Size	0.166 acres (7,210 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Oct 1999)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1008-601-43-0000`

Property Details

APN / Parcel Number

Primary APN	`1008-601-43-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,210 sqft (0.166 acres)
Lot Dimensions	103 ft deep x 70 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5438 CAMBRIDGE ST
City	MONTCLAIR
State	CA
Zip	91763-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4775 LOT 15
Legal Subdivision	TRACT 4775
Legal Tract	4775
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2005
Census Tract	205

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5438 CAMBRIDGE ST, MONTCLAIR, CA 91763-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 1999 · Amount on Record
Deed Sale	Oct 12, 1999 · Amount on Record
Prior Sale	Apr 21, 1997
Deed Document Number	1999425254
Prior Transfer Date	Apr 14, 1997
Prior Transfer Doc	0000138391
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5438 CAMBRIDGE ST, MONTCLAIR, CA 91763-2525
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 CAMBRIDGE ST, MONTCLAIR, CA 91763-2525

Mortgage

Document Number	0000485752
Date	Oct 27, 2021
Instrument	2021-0485752

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5438 CAMBRIDGE ST, MONTCLAIR, CA 91763-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207018
Date	May 19, 2017
Instrument	2017-0207018

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5438 CAMBRIDGE ST, MONTCLAIR, CA 91763-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269242
Date	Aug 4, 2020
Instrument	2020-0269242

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$246,137 (+2%) Land $86,228 Building $159,909
2025	$2,665.00 (+5.29%)	$241,311 (+4.04%) Land $84,537 Building $156,774
2023	$2,531.00 (-24.92%)	$231,940 Land $81,254 Building $150,686
2022	$3,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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