5439 Bannock St, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 5439 Bannock St, Micco, FL 32976

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,192 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2026)
Tax Bill	$723 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone A (high risk)
APN	`30-38-10-00-16.T`

Property Details

APN / Parcel Number

Primary APN	`30-38-10-00-16.T`
Alternative APNs	`30-38-10-00-00016.T-0000.00` `3005321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Gross Area
1st Floor Area	1,192 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	451 sqft
Carport	Carport
Carport Area	451 sqft
Porch	Enclosed Porch
Porch Area	150 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3005321
Street Address	5439 BANNOCK ST
City	MICCO
State	FL
Zip	32976-7787
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	TR3
Legal Description	SNUG HARBOR LAKES CONDO UNIT K7 SECTION K SNUG HARBOR LAKES CONDO AS DESC IN ORB 2880 PG 1567 AND ALL AMENDMENTS THERETO.
Legal Range	38E
Legal Township	30S
Legal Section	10
Legal Subdivision	SNUG HARBOR LAKES
Legal Block	16.T
Legal Unit	K7
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	1
Census Block	1013
Census Tract	65240

Owner

5439 Bannock St, a mobile home, is owned and occupied by an individual who bought it in June 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5439 BANNOCK ST, MICCO, FL 32976-7787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Nov 16, 1998 · Amount on File
Deed Document Number	2026131973
Deed Book / Page	10663 / 462
Prior Transfer Date	Feb 1, 2023
Prior Transfer Doc	0097082028
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 29, 2026
Property Address	5439 BANNOCK ST, MICCO, FL 32976-7787
Document Number	0000131973
Book / Page	10663 / 462
Instrument Date	Jun 25, 2026
Instrument	2026131973
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 BANNOCK ST, MICCO, FL 32976-7787

Mortgage

Document Number	0000131974,
Date	Jun 29, 2026
Instrument	2026131974

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Feb 1, 2023
Property Address	5439 BANNOCK ST, MICCO, FL 32976-7787
Document Number	0097082028
Book / Page	9708 / 2028
Map Reference	MB 2880 PG 1567
Instrument Date	Feb 1, 2023
Instrument	2023020603
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5439 BANNOCK ST, MICCO, FL 32976-7787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 EMERALD RD SE, PALM BAY, FL 32909-3832

Tax Assessment & Valuation

The 2025 property tax bill for 5439 Bannock St was $723, up 8.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,430 (+2.7%)	$136,660 (-3.72%)
2025	$723.00 (+8.72%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$65,660	$141,940
2024	$665.00 (+3.26%)
2023	$644.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$61,960 (+2.99%)	$141,080 (+8.29%) Land $30,000 Building $111,080
2022	Homeowner's exemption Senior Citizen's exemption Widower's exemption	$60,160	$130,280 Land $25,000 Building $105,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5439 Bannock St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 150 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5439 Bannock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAREFOOT BAY serves 10,290 people · EPA ID FL3050057
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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