5423 Bannock St, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 5423 Bannock St, Micco, FL 32976

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,032 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Apr 2025)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-10-00-16.P`

Property Details

APN / Parcel Number

Primary APN	`30-38-10-00-16.P`
Alternative APNs	`30-38-10-00-00016.P-0000.00` `3005317`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Gross Area
1st Floor Area	1,032 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Enclosed Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3005317
Street Address	5423 BANNOCK ST
City	MICCO
State	FL
Zip	32976-7787
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	TR3
Legal Description	SNUG HARBOR LAKES CONDO UNIT K3 SECTION K SNUG HARBOR LAKES CONDO AS DESC IN ORB 2880 PG 1567 AND ALL AMENDMENTS THERETO.
Legal Range	38E
Legal Township	30S
Legal Section	10
Legal Subdivision	SNUG HARBOR LAKES SEC K
Legal Block	16.P
Legal Lot Number	3
Legal Unit	K3
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	1
Census Block	1013
Census Tract	65240

Owner

5423 Bannock St, a mobile home, is owned by two individuals who bought it in April 2025.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8686 SUPERIOR CT, CROWN POINT, IN 46307-9485
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Intrafamily Transfer, Transfer
Oct 4, 2022	Warranty Deed, Transfer · Balloon Mortgage BECKY BONCEK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Apr 7, 2025 · Amount on File
Deed Document Number	202568471
Deed Book / Page	10304 / 1006
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0099422731
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Nov 30, 2023
Property Address	5423 BANNOCK ST, MICCO, FL 32976-7787
Document Number	0099422731
Book / Page	9942 / 2731
Map Reference	MB 2880 PG 1567-1782
Instrument Date	Nov 30, 2023
Instrument	2023251807
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5423 BANNOCK ST, MICCO, FL 32976-7787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 BANNOCK ST, MICCO, FL 32976-7787

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 4, 2022
Property Address	5423 BANNOCK ST, MICCO, FL 32976-7787
Document Number	0096262062
Book / Page	9626 / 2062
Map Reference	MB 2880 PG 1567-1782
Instrument Date	Sep 30, 2022
Instrument	2022239558
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 VOCELLE AVE, 734, SEBASTIAN, FL 32958-4462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 BANNOCK ST, MICCO, FL 32976-7787

Mortgage

Document Number	0096262064
Date	Oct 4, 2022
Instrument	9626/2064

Lender

Name	BECKY BONCEK
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5423 Bannock St was $1,741, up 34.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,960 (-0.78%)	$109,960 (-0.78%)
2025	$1,741.00 (+34.34%)	$110,820	$110,820
2024	$1,296.00 (+2.69%)
2023	$1,262.00 (+109.98%) Homeowner's exemption	$110,940 (+89.71%) Land $30,000 Building $80,940	$110,940 (+4.59%) Land $30,000 Building $80,940
2022	$601.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$58,480	$106,070 Land $25,000 Building $81,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5423 Bannock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 150 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5423 Bannock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAREFOOT BAY serves 10,290 people · EPA ID FL3050057
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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