5437 16th St SW, Lanett, AL 36863 Property Records

Chambers County property record for 5437 16th St SW, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,712 sqft · built 1700
Lot Size	0.452 acres (19,701 sqft)
Owner	Individual Name on File
Tax Bill	$584 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-09-32-0-005-010.000`

Property Details

APN / Parcel Number

Primary APN	`12-10-09-32-0-005-010.000`
Alternative APNs	`1009320005010000` `35057`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,701 sqft (0.452 acres)
Lot Dimensions	199 ft deep x 99 ft wide

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	256 sqft
Deck Area	256 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	35057
Street Address	5437 16TH ST SW
City	LANETT
State	AL
Zip	36863-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF LOT 7, RUN SE'LY ALONG 16TH STREET S.W.98.7',SW'LY200.16',NW'LY99.28',NE'LY198.19' TO P.O.B., BEINGPART OF L
Legal Range	28
Legal Township	22
Legal Section	32
Legal Subdivision	PHILLIPS SUB
Legal Lot Number	7
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2014
Census Tract	954200

Owner

5437 16th St SW is owned and occupied by an individual.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5437 16TH ST SW, LANETT, AL 36863-4213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage CHARTER BANK
Oct 2, 2018	Deed of Trust, Mortgage CENTERSTATE BANK NA
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTERSTATE BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001053
Date	Mar 16, 2018
Book Page	0000002018/0000001053

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	118 Months
Due	Jan 1, 2028

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004159
Date	Oct 2, 2018
Book Page	0000002018/0000004159

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	171 Months
Due	Jan 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/5097
Date	Dec 16, 2019
Book Page	2019/5097

Lender

Name	CENTERSTATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1475
Date	Apr 19, 2021
Book Page	2021/1475

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1475
Date	Apr 19, 2021
Book Page	2021/1475

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5437 16TH ST SW, LANETT, AL 36863-4213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/5097
Date	Dec 16, 2019
Book Page	2019/5097

Lender

Name	CENTERSTATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 5437 16th St SW was $584 with a homeowner's exemption, up 7.7% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$584.00 (+7.75%) Homeowner's exemption
2025	$542.00 (+7.97%)	$34,552 (+156.32%) Land $1,100 Building $33,452	$172,760 (+28.15%) Land $5,500 Building $167,260
2024	$502.00 Additional exemption filed	$13,480 (-) Land $420 Building $13,060	$134,810 (-) Land $4,160 Building $130,650
2023	$502.00 (-4.2%) Additional exemption filed	$13,480 (-3.71%) Land $420 Building $13,060	$134,810 (-3.6%) Land $4,160 Building $130,650
2022	$524.00 Additional exemption filed	$14,000 Land $420 Building $13,580	$139,840 Land $4,160 Building $135,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5437 16th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5437 16th St SW is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUGULEY WATER AUTHORITY serves 6,795 people · EPA ID AL0000177
Water Source	Purchased surface water from CHATTAHOOCHEE VALLEY WATER SUPPLY DIST
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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