5320 16th St SW, Lanett, AL 36863 Property Records

Chambers County property record for 5320 16th St SW, Lanett, AL 36863

Property Summary

Property TypeSingle Family Home
Details1 ba · 845 sqft · built 1948
Lot Size38.4 acres (1,672,704 sqft)
OwnerIndividual Name on File
Last Sale$190,250 (Dec 2015)
Tax Bill$997 (2026)
Deeds & MortgagesJan 2018 Line of Credit
Jun 2016 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN12-10-09-32-0-001-006.000

Property Details

APN / Parcel Number

Primary APN12-10-09-32-0-001-006.000
Alternative APNs
  • 1009320001006000
  • 457405

Interior

Full Baths1 Bath
Stories1 Story
Building Area845 sqft Living Area
1st Floor Area845 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,672,704 sqft (38.4 acres)

Exterior Amenities

PorchSlab
Porch Area252 sqft
Deck Area487 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number457405
Street Address5320 16TH ST SW
CityLANETT
StateAL
Zip36863-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT NE COR OF SE1/4, RUN S1628.6' TO 16TH STREET S.W., NW'LY ALONG STREET 742.1', N2574', E420', S766', E339.6', S497.7' T
Legal Range28
Legal Township22
Legal Section32
JurisdictionCHAMBERS AL
Township / Civil DivisionLANETT
Census Block Group2
Census Block2008
Census Tract954200

Owner

5320 16th St SW is owned and occupied by an individual who acquired it in September 2020.

Source: Chambers County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5320 16TH ST SW, LANETT, AL 36863-4210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Jun 22, 2016Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL CITY BANK
Sep 25, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Sep 25, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Sep 8, 2020Intrafamily Transfer, Transfer
Jan 16, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Dec 2, 2015Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2015 · Amount on File
Deed SaleDec 2, 2015 · Amount on File
Deed Document Number20154288
Last Transfer DateSep 8, 2020
Transfer Doc02020/3562
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Transaction TypeMortgage
Record UpdatedMay 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020180124
DateJan 16, 2018
Instrument2018-0124
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020162221
DateJun 22, 2016
Instrument2016-2221
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 16TH ST SW, LANETT, AL 36863-4210

Mortgage

Document Number02020/3888
DateSep 25, 2020
Book Page2020/3888
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueOct 10, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 16TH ST SW, LANETT, AL 36863-4210

Mortgage

Document Number2020/3888
DateSep 25, 2020
Book Page2020/3888
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueOct 10, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMBERS AL
Recording DateSep 8, 2020
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Document Number02020/3562
Book / Page2020 / 3562
Instrument DateSep 8, 2020
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 147, CUSSETA, AL 36852-0147

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 16TH ST SW, LANETT, AL 36863-4210

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-0124
DateJan 16, 2018
Instrument2018-0124
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMBERS AL
Recording DateDec 2, 2015
Property Address5320 16TH ST SW, LANETT, AL 36863-4210
Document Number0020154288
Map ReferenceDD 210 PG 506
Instrument DateNov 30, 2015
Instrument2015-4288
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount on Record
Tax$190.25
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 16TH ST SW, LANETT, AL 36863-4210

Tax Assessment & Valuation

The 2026 property tax bill for 5320 16th St SW was $997 with exemptions applied, up 0.2% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$997.00 (+0.2%) Homeowner's exemption Senior Citizen's exemption
2025$995.00 (+7.1%)$44,838 (+65.94%) Land $16,060 Building $28,778$448,380 (+28.93%) Land $160,600 Building $287,780
2024$929.00 (+0.11%) Additional exemption filed$27,020 (+0.07%) Land $4,520 Building $22,500$347,760 (-) Land $122,930 Building $224,830
2023$928.00 (-3.63%) Additional exemption filed$27,000 (-3.43%) Land $4,500 Building $22,500$347,760 (-2.76%) Land $122,930 Building $224,830
2022$963.00 Additional exemption filed$27,960 Land $4,480 Building $23,480$357,630 Land $122,930 Building $234,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5320 16th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5320 16th St SW is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 70% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUGULEY WATER AUTHORITY
serves 6,795 people · EPA ID AL0000177
Water SourcePurchased surface water from CHATTAHOOCHEE VALLEY WATER SUPPLY DIST
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 16th St SW

Nearby Streets

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