54369 Spring Lake Dr, Callahan, FL 32011 Property Records

Nassau County property record for 54369 Spring Lake Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,139 sqft · built 1998
Lot Size	1.66 acres (72,651 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2020)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-197A-0002-0020`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-197A-0002-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,139 sqft Heated Area
Gross Area	3,940 sqft
1st Floor Area	2,010 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,651 sqft (1.66 acres)
Garage Area	471 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	242 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54369 SPRING LAKE DR
City	CALLAHAN
State	FL
Zip	32011-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	BLOCK 2 LOT 2 SPRING LAKE EST #1 PB 5/183
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	SPRING LAKE EST #1
Legal Block	2
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2017
Census Tract	50506

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54369 SPRING LAKE DR, CALLAHAN, FL 32011-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Apr 29, 2004 · Amount on Record
Deed Document Number	202045015523
Deed Book / Page	2363 / 501
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 26, 2020
Property Address	54369 SPRING LAKE DR, CALLAHAN, FL 32011-8523
Document Number	0023630501
Book / Page	2363 / 501
Map Reference	MB 5 PG 183&184
Instrument Date	May 21, 2020
Instrument	202045015523
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32343 FERN PARKE WAY, 32343, FERNANDINA BEACH, FL 32034-7014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54369 SPRING LAKE DR, CALLAHAN, FL 32011-8523

Mortgage

Document Number	0002363503
Date	May 26, 2020
Instrument	2363/503

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,648.00 (+1.39%) Homeowner's exemption	$277,976 (+2.9%)	$391,029 (+3.82%) Land $55,000 Building $336,029
2024	$3,598.00 (+1.38%) Homeowner's exemption	$270,142 (+3%)	$376,642 (+4.94%) Land $55,000 Building $321,642
2023	$3,549.00 (+10.35%) Homeowner's exemption	$262,274 (+3%)	$358,911 (+26.54%) Land $50,000 Building $308,911
2022	$3,216.00 Homeowner's exemption	$254,635	$283,636 Land $50,000 Building $233,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35