Nassau County property record for 54021 Spring Lake Dr, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,822 sqft · built 2001 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2003) |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-25-0000-0001-0070 |
| Primary APN | 34-2N-25-0000-0001-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,822 sqft Living Area |
| Gross Area | 3,472 sqft |
| 1st Floor Area | 2,378 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 282 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54021 SPRING LAKE DR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-8562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | IN OR 1175/363 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Block | 70 |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50506 |
Source: Nassau County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54021 SPRING LAKE DR, CALLAHAN, FL 32011-8562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2003 · Amount on Record |
| Deed Sale | Sep 25, 2003 · Amount on Record |
| Deed Document Number | 200335200 |
| Deed Book / Page | 1175 / 363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 54021 SPRING LAKE DR, CALLAHAN, FL 32011-8562 |
| Document Number | 0000018026 |
| Book / Page | 2875 / 583 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202618026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 54021 SPRING LAKE DR, CALLAHAN, FL 32011-8562 |
| Document Number | 0000018026, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2875/583 |
| Instrument | 202618026 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 54021 SPRING LAKE DR, CALLAHAN, FL 32011-8562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 54021 SPRING LAKE DR, CALLAHAN, FL 32011-8562 |
| Document Number | 0028460244 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 2846/244 |
| Instrument | 202645003868 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,986.00 (+1.64%) Homeowner's exemption | $169,749 (+2.9%) | $325,101 (+8.22%) Land $62,550 Building $262,551 |
| 2024 | $1,954.00 (+1.82%) Homeowner's exemption | $164,965 (+3%) | $300,417 (+2.92%) Land $48,650 Building $251,767 |
| 2023 | $1,919.00 (+11.18%) Homeowner's exemption | $160,160 (+2.93%) | $291,880 (+22.98%) Land $48,650 Building $243,230 |
| 2022 | $1,726.00 Homeowner's exemption | $155,607 | $237,334 Land $48,650 Building $188,684 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 2 (2012–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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