5436 Saddleback Ct, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 5436 Saddleback Ct, Richmond, CA 94803

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,137 sqft · built 1990
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Apr 2020)
Tax Bill$14,164 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN432-204-005-8

Property Details

APN / Parcel Number

Primary APN432-204-005-8
Alternative APN
  • 432-204-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,137 sqft Living Area
1st Floor Area1,810 sqft
2nd Floor Area1,327 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCluster
Lot Area7,800 sqft (0.179 acres)
Garage TypeAttached
Garage Area683 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5436 SADDLEBACK CT
CityEL SOBRANTE
StateCA
Zip94803-3881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6673 L153
Legal SubdivisionCARRIAGE HILLS
Legal Tract6673
Legal Lot Number153
JurisdictionCONTRA COSTA CA
Township / Civil DivisionBRIONES
Census Block Group1
Census Block1111
Census Tract356002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5436 SADDLEBACK CT, EL SOBRANTE, CA 94803-3881
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Apr 21, 2020Grant Deed, Transfer · Commercial Mortgage
REDWOOD MORTGAGE INVESTORS IX LLC
Apr 21, 2020Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Deed Document Number202075263
Prior Transfer DateMar 10, 2020
Prior Transfer Doc0000075262
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5436 SADDLEBACK CT, RICHMOND, CA 94803-3881
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCALATLANTIC TTL CO ROSEVILLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150836
DateJul 23, 2020
Instrument2020-150836
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5436 SADDLEBACK CT, RICHMOND, CA 94803-3881
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5436 SADDLEBACK CT, RICHMOND, CA 94803-3881

Mortgage

Document Number0000285196
DateOct 15, 2021
Instrument2021-285196
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 21, 2020
Property Address5436 SADDLEBACK CT, RICHMOND, CA 94803-3881
Document Number0000075263
Map ReferenceMB 327 PG 10
Instrument DateMar 12, 2020
Instrument2020-075263
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address327 CASTILE WAY, S SAN FRAN, CA 94080-5667

Mortgage

Document Number0000075264
DateApr 21, 2020
Instrument2020-075264
Lender
NameREDWOOD MORTGAGE INVESTORS IX LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateApr 21, 2020
Property Address5436 SADDLEBACK CT, RICHMOND, CA 94803-3881
Document Number0000075262
Instrument DateMar 10, 2020
Instrument75262
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6304 TREVOR DR MARYSVILLE CA 959016558, MARYSVILLE, CA 95901-6558

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$925,874 (+2%) Land $368,118 Building $557,756
2025$14,164.00 (+4.45%) Homeowner's exemption$907,720 (+4.04%) Land $360,900 Building $546,820
2023$13,561.00 (+1.33%) Homeowner's exemption$872,475 Land $346,887 Building $525,588
2022$13,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Nearby Properties on Saddleback Ct

Nearby Streets

Search Property Records by Address or Parcel Number